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26921 Fm 2670, Killeen, TX, 76549

1beds
1baths
400sqft
$899,000
$2,248price/sqft
$6,435/moest. monthly cost
$257,400/yrincome needed

About This Home

Riverside Ranch Haven with Endless Possibilities Imagine owning your piece of the Texas dream along the picturesque Lampasas River. This exceptional vacant property boasts over 700 feet of pristine river frontage, offering a rare opportunity to build your custom home in a natural paradise. The land features a substantial 2000 square foot foam-insulated metal building that includes a comfortable living area. Within this space, you'll find a fully functional 400 square foot living quarters complete with a full kitchen, bathroom, and bedroom. Modern stainless steel appliances make this area move-in ready while you plan your dream home. Outside, nature's bounty awaits with majestic pecan, oak, and elm trees providing natural shade and beauty throughout the property. Wildlife enthusiasts will appreciate the abundant local fauna, while the river offers excellent fishing and swimming opportunities for endless recreation. A charming 10x30 wood deck provides the perfect spot to relax and enjoy the tranquil river edge views. For those who enjoy the RV lifestyle, the property includes a dedicated RV cover with full hookups. 2015 37'Keystone 5th Wheel trailer is included, offering additional living space or guest accommodations. Location is ideal, this property strikes the perfect balance between peaceful country living and convenient access to amenities. Whether you're looking to build your forever home or create a weekend retreat, this riverside property offers unlimited potential in a breathtaking natural setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
6/10
Chaparral High SchoolGrades 9-126.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Metal Frame,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barndominium
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Range Hood,Water Heater
  • Laundry features: Other,See Remarks

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Soaking Tub,Kitchenette
  • Flooring: Concrete,Painted/Stained
  • Fireplace features: None
  • Attic: Storage Only

Heating & Cooling

  • Heating features: Electric,Space Heater
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 400 sqft

Property

Details

  • Parcel number: 439966

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Deck
  • Fencing: Barbed Wire
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Water Access
  • Waterbody name: River

Lot

  • Lot size: 8.34 Acres

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Wildfire
Winter Weather
Heat Wave
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$746$8,952
Property Taxes $906$10,872
Electricity $238$2,859
Total$6,435$77,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$220,628/yr
40% on housing$193,050/yr
45% on housing$171,600/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,248This listing

vs Other Active Listings

Avg $/sqft

ZIP 76549$133
Bell County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 76549$137
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Price change$899,000
2026-03-25Price change$924,000
2026-03-10Listed for sale$949,000
2026-01-01Listing removed$999,000
2025-08-08Price change$999,000
2025-04-25Listed for sale$1,195,000

For Sale by Agent

AgentJames Banks
BrokerageShipley Ranches LLC

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