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435 Goldsmith Ave NW, Palm Bay, FL, 32907

4beds
3baths
1,795sqft
$454,000
$253price/sqft
$3,132/moest. monthly cost
$125,280/yrincome needed

About This Home

READY to move in! THE ONLY NEW CONSTRUCTION HOME IN PALM BAY WITH A PRIVATE POOL 16X9 FENCED backyard . Only 20 min from the beach, great for short term investment Home or primary residence w/HURRICANE IMPACT windows. Modern Design with massive open modern kitchen with gold quartz Countertops with Gold fixtures w/ample storage, walk-in pantry, stain steel appliances & oversized center island w/waterfall Double white quartz counter! The sizable master suite is marked w/a large walk-in closet, double sinks & huge walk-in shower. All bathrooms feature white vanities w/ upgraded quartz counters & marble shower/tub area. This HOME WILL BE PERFECT FOR YOUR BEACH VACATION HOME OR YOUR 1ST HOME.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
Central Middle SchoolGrades 7-84.3 mi
3/10
Heritage High SchoolGrades 9-122.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,ENERGY STAR Qualified Dishwasher,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Kitchen Island,Open Floorplan,Primary Bathroom - Shower No Tub,Walk-In Closet(s)
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 1,795 sqft

Property

Details

  • Parcel number: 283635Ey00569.00018.00
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Fenced,In Ground
  • Patio & porch: Covered,Rear Porch
  • Fencing: Vinyl

Lot

  • Lot size: 10,018 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,295$27,540
Home Insurance *$383$4,596
Property Taxes $257$3,084
Electricity $197$2,366
Total$3,132$37,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,382/yr
40% on housing$93,960/yr
45% on housing$83,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 32907$154
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32907$187
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$469,000
2026-02-07Price change$454,000
2025-08-19Listed for sale$447,000
2025-07-29Listing removed$447,000
2025-07-02Price change$447,000
2025-05-12Price change$449,000
2025-04-15Price change$471,000
2025-01-28Price change$449,500
2024-09-10Price change$459,000
2024-09-06Price change$476,000
2024-08-22Price change$497,500
2024-06-26Price change$489,500
2024-05-22Price change$479,500
2024-05-15Price change$479,000
2024-05-15Price change$479,900
2024-04-29Price change$487,500
2023-09-13Listed for sale$463,500

New Construction

AgentBruno A Iarussi
BrokerageLoKation

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