208 Lake Merial Blvd, Panama City, FL, 32409
About This Home
Welcome to the Santa Rosa plan! This 4-bedroom, 3-bathroom haven, complete with a 3-car garage, offers a generous 2,614 square feet of living space, providing the perfect canvas for your dream home. With multiple elevations to choose from, the Santa Rosa is not just a house; it's a statement of refined living. Approach this residence, and you'll be captivated by the elegant brick exterior and covered entry - a preview of the sophistication that awaits within. Step through the foyer, and the Santa Rosa unfolds with a sense of grandeur and thoughtful design. To the side, discover a bedroom and a hallway bathroom, creating an inviting space for guests. Adjacent, a blank canvas wall invites you to showcase your cherished photographs, personalizing your home from the moment you enter. Further along, find a den or flex space - an ideal spot for a home office, creative studio, or a quiet retreat. A hallway closet adds practicality to your daily routine.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Brick,HardiPlank Type,Wood Frame
Other
- Builder name: Holiday Builders
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Dimensions: 14 x 11
Features
- Coffered Ceiling(s)
- Window features: Double Pane Windows
Great Room
- Level: First
- Dimensions: 19 x 19
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 2,614
- Total interior livable area: 2,614 sqft
Living Room
- Level: First
- Dimensions: 13 x 11
Master Bedroom
- Level: First
- Dimensions: 17 x 15
Property
Details
- Parcel number: 07504300176
- Zoning description: Resid Single Family
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Porch
Lot
- Lot size: 0.30 Acres
- Features: Sprinkler System,Paved
- Lot size dimensions: 75 x 151
Parking
- Total spaces: 3
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,573 | $30,876 |
| Home Insurance * | $225 | $2,700 |
| Property Taxes | $250 | $3,000 |
| Electricity | $263 | $3,156 |
| Total | $3,311 | $39,732 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-17 | Price change | $505,990 |
| 2025-07-30 | Price change | $519,151 |
| 2025-04-26 | Listed for sale | $519,400 |
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