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32 Westridge Ln, Palm Coast, FL, 32164

5beds
3baths
2,338sqft
$429,990
$184price/sqft
$2,967/moest. monthly cost
$118,680/yrincome needed

About This Home

MOVE IN READY!! AVAILABLE NOW!! With four bedrooms, living room, three bathrooms, and a two-car garage, this CHARLOTTE home contains several high demand features such as 9’4” ceiling height throughout, covered lanai, formal dining room, breakfast nook, and large kitchen island overlooking the great room. The kitchen showcases cabinetry with 42" uppers and quartz counters. Tile flooring is throughout the main living areas and carpet in the bedrooms. The sizeable owner's suite has a private bathroom with a massive walk-in closet, large tiled shower, his and hers sinks and water closet for added privacy. The CHARLOTTE comes with one full year transferable coverage with the builder and a 10-year limited structural warranty.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
Rymfire Elementary SchoolGrades PK-51.9 mi
4/10
4/10

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Other

  • Builder model: Charlotte
  • Builder name: Holiday Builders

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Range
  • Laundry features: Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 181.704
  • Dimensions: 20.1x9.04

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 132.6
  • Dimensions: 11.05x12

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 165.11
  • Dimensions: 15.01x11

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 122.8772
  • Dimensions: 11.09x11.08

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: First
  • Area: 120.9208
  • Dimensions: 10.01x12.08

Dining Room

  • Level: First
  • Area: 121.5648
  • Dimensions: 10.08x12.06

Features

  • Attic Fan,Crown Molding,High Ceilings,Kitchen/Family Room Combo,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Low Emissivity Windows,Hurricane Shutters
  • Flooring: Carpet,Tile

Great Room

  • Level: First
  • Area: 340.17
  • Dimensions: 17x20.01

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,982
  • Total interior livable area: 2,338 sqft

Kitchen

  • Level: First
  • Area: 182
  • Dimensions: 9.1x20

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 209.28
  • Dimensions: 16x13.08

Property

Details

  • Parcel number: 0711317022002900090
  • Zoning: SFR-3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio

Lot

  • Lot size: 10,011 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$286$3,432
Property Taxes $272$3,264
Electricity $235$2,823
Total$2,967$35,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,725/yr
40% on housing$89,010/yr
45% on housing$79,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 32164$177
Flagler County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 32164$185
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-10Price change$434,990
2025-12-19Price change$438,781
2025-07-24Price change$430,219
2025-05-20Price change$430,392
2025-05-01Price change$425,392
2025-04-26Listed for sale$425,793
2024-10-18Sold$68,000

New Construction Spec

AgentTrish Lohela
BrokerageHOLIDAY BUILDERS GULF COAST

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