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28274 Orb Dr, Browerville, MN, 56438

2beds
1baths
1,120sqft
$150,000
$134price/sqft
$1,061/moest. monthly cost
$42,440/yrincome needed

About This Home

2025 Constructed Patio Home is being sold unfinished in as is condition. 2 Bedrooms and a 3/4 Bath. 1120 Square feet (28 x 40 foundation) In-floor heat roughed in. Plumbing roughed in. Septic has been installed Includes Well Electric was brought to the lot corner. Sits on a half acre lot with a view of a Pond. And only a few blocks to Turtle Lake Public Access Enjoy PRIVATE amenities such as Access to 4 lakes and the River nearby, Year Round Clubhouse on Fawn Lake with a pool and beach, sports courts, and more. ATV Friendly and on the snowmobile trail, Roads are maintained and plowed for year round enjoyment. One Hour NW of St. Cloud. Two Hours from the Twin Cities Area.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
7/10
6/10
Staples Elementary SchoolGrades PK-411.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Accessibility

  • Accessibility features: No Stairs Internal

Details

  • Parcel number: 190097500
  • Zoning description: Residential-Single Family
  • Foundation area: 1120

Features

  • Levels: One
  • Stories: 1
  • Pool features: Shared
  • Waterfront features: Association Access,Deeded Access,Dock,Other

Lot

  • Lot size: 0.48 Acres
  • Lot size dimensions: 100 x 209 x 95 x 224

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Drought
Hail
Inland Flooding
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Todd County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$104$1,248
Property Taxes $29$348
Electricity $170$2,050
Total$1,061$12,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,377/yr
40% on housing$31,830/yr
45% on housing$28,293/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 56438$156
Todd County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 56438
Todd County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$149,900
2025-12-12Listing removed$127,500
2025-10-14Listed for sale$127,500
2025-06-11Listing removed$25,000
2025-06-07Price change$25,000
2025-04-26Listed for sale$125,000

New Construction

AgentNicole Philippi
BrokerageSmart Choice Realty

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