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Diamond Pointe Dr #V120, Hagerstown, MD, 21742

2beds
2baths
1,850sqft
$529,900
$286price/sqft
$3,525/moest. monthly cost
$141,000/yrincome needed

About This Home

Jewel unit to be built at Emerald Pointe's Active Adult Community 55+. 8' Ceilings 2-3 BR, 2-2.5 BA with Optional finished loft area could add up to 611 Sq Ft of additional finished space. Custom built to Buyers Specifications. County Taxes only. Model Home Open M-F 9am-4pm or Evenings and Weekends by appointment. Photos for Comparison only.

Getting Around

11
WalkingCar-Dependent
0
TransitNo Nearby Transit
11
BikeSomewhat Bikeable

Schools

8/10
7/10
Northern Middle SchoolGrades 6-81.4 mi
6/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes

Materials

  • Foundation: Slab
  • Construction materials: Brick,Block

Other

  • Builder model: Jewel
  • Builder name: Paul Crampton Contractors

Type & Style

  • Home type: SingleFamily
  • Architectural style: Villa
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,850

Heating & Cooling

  • Heating features: Central,Heat Pump,Programmable Thermostat,Natural Gas,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,370
  • Total interior livable area: 1,850 sqft

Property

Accessibility

  • Accessibility features: Accessible Hallway(s)

Details

  • Parcel number: NO TAX RECORD
  • Attached to another structure: Yes
  • Zoning: 0
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community

Lot

  • Lot size: 6,795 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$208$2,496
Property Taxes $357$4,284
Electricity $281$3,374
Total$3,525$42,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,857/yr
40% on housing$105,750/yr
45% on housing$94,000/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 21742$157
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21742$171
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-26Price change$529,900
2025-04-28Listed for sale$484,900

New Construction Spec

AgentPaul Crampton III
BrokerageAEK Real Estate, LLC

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