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1754 TURTLE ROCK DRIVE, Lakeland, FL, 33803

3beds
2baths
1,753sqft
$298,000
$170price/sqft
$2,256/moest. monthly cost
$90,240/yrincome needed

About This Home

Under contract-accepting backup offers. Virtually Staged. Welcome to 1754 Turtle Rock Drive, where peaceful waterfront living meets an exceptional South Lakeland location. Tucked away on a quiet cul-de-sac in the established Turtle Rock community, this beautifully updated 3-bedroom, 2-bath residence offers 1,753 square feet of thoughtfully designed living space with tranquil water views that create the perfect backdrop for everyday living. From the moment you arrive, you'll appreciate the home's inviting curb appeal and mature landscaping. Inside, soaring ceilings, abundant natural light, fresh neutral finishes, and new luxury vinyl plank flooring (2025) create a bright, airy atmosphere throughout the open-concept floor plan. The spacious living room centers around a charming wood-burning fireplace, providing both warmth and character while seamlessly connecting to the dining area and kitchen. Designed with both functionality and entertaining in mind, the kitchen features generous countertop space, appliances which convey with the sale of the home and the refrigerator only a few years of age, a breakfast bar, and a sunny eat-in dining area overlooking the living spaces. Expansive sliding glass doors invite the outdoors in, leading to a private patio where you'll enjoy peaceful mornings with coffee or relaxing evenings overlooking the beautiful waterfront setting. The spacious primary suite serves as a private retreat with tranquil water views, a large walk-in closet, and an en-suite bath featuring dual vanities and a tub/shower combination. Two additional bedrooms, a well-appointed guest bath, an indoor laundry room, and an attached two-car garage complete this comfortable and practical floor plan. Significant recent improvements provide peace of mind, including a new roof (2023) and a new HVAC system (2025), allowing the next owner to simply move in and enjoy. Ideally located just minutes from downtown Lakeland, medical facilities along with the new Orlando Health and Watson Clinic, shopping, dining, recreational amenities, and convenient Polk Parkway access, this home offers the perfect combination of privacy, convenience, and natural beauty. If you've been searching for a move-in-ready waterfront home with tasteful updates, inviting living spaces, and a location that's hard to beat, 1754 Turtle Rock Drive is ready to welcome you home.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
Southwest Middle SchoolGrades 6-82.3 mi
5/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eating Space In Kitchen
  • Flooring: Carpet,Linoleum
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,140
  • Total interior livable area: 1,753 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 242832263535000480
  • Zoning: X
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting,Sidewalk
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • Waterfront features: Freshwater Canal Access,Lake Privileges,Limited Access

Lot

  • Lot size: 8,272 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,506$18,072
Home Insurance *$372$4,464
Property Taxes $181$2,172
Electricity $197$2,366
Total$2,256$27,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,348/yr
40% on housing$67,680/yr
45% on housing$60,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 33803$138
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33803$211
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$298,000
2026-07-03Listed for sale$305,000
2026-05-02Listing removed$325,000
2026-04-17Price change$325,000
2025-11-19Listed for sale$335,000
2025-09-25Listing removed$319,900
2025-08-11Price change$319,900
2025-07-08Listed for sale$329,900
2025-06-13Listing removed$285,000
2025-06-02Price change$285,000
2025-05-23Price change$299,000
2025-05-05Price change$309,000
2025-04-28Listed for sale$325,000

For Sale by Agent

AgentChristine Hubbert
BrokerageBHHS FLORIDA PROPERTIES GROUP

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