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2515 RAGINS LANE, Plant City, FL, 33567

4beds
4baths
3,463sqft
$999,000
$288price/sqft
$7,713/moest. monthly cost
$308,520/yrincome needed

About This Home

Make this unique, uncommon RETREAT your own, with all the benefits and beauty it provides! New construction developments simply cannot compete. ****HOA-FREE, nestled on 1.6 ACRES of cleared, fenced-in farmland far from the madding crowd but only minutes away when you need to face it – right off of Rt 60, between Tampa and Lakeland / Orlando, approximately 15 minutes from Interstate Rt 4 in Plant City and every convenience imaginable, including high-rated schools. ****The set-up of this property also allows you to add a horse barn, a casita, or a pool and tennis court – or any combination thereof suitable to your lifestyle. ****Upgraded well and septic system enable your independence from public utilities and associated high monthly costs. ****Listen to the birds and crickets and watch gorgeous sunsets from either one of the TWO LARGE PORCHES with cedar-wrapped ceilings – both beautiful yet practical extensions of a FULLY-RENOVATED, 3,500 s.f. block on slab RANCH home featuring an attached garage, 2 large suites across 4 bedrooms, 3.5 bathrooms, 2 laundry-rooms, and a large open-floor kitchen- dining-flex area adjacent to an equally large living/family room. ALL on the SAME floor, NO stairs – yet on a well-thought floor plan that enables quiet and separation when needed, while designed to bring tasteful, whimsical, stylized touches of Florida’s farmlife and nature within its walls as well. ****STRUCTURAL & EXTERIOR HIGHLIGHTS include upgrades to meet current Florida code, inspected and approved by Hillsborough County: new roof, new gutters, new electric rewire, new plumbing repipe, new drains, new HURRICANE IMPACT windows and front doors, new HVAC compressor (front unit), new 50gal water heater, new quiet garage door system and polyaspartic floor coating, new driveway & 14’ electric gates, new 900’ fence and a secondary 12’ service / party gate, new ultra-durable “self-cleaning” paint (Sherwin Williams Emerald Rain Refresh), ongoing preventative termite treatment. ****INTERIOR HIGHLIGHTS include a 745 s.f. Primary Suite with its own laundry-room and 17’x13’ en-suite with relaxing beach vibes featuring a 7’x5’ shower, freestanding tub, and Brazilian Blue Macaubas Quartzite; a 350 s.f. Secondary Suite with walk-in closet and whimsical bee-themed en-suite wrapped in honey-comb porcelain tile; separate fun, water-themed bathroom dedicated to the remaining 2 bedrooms; flex area (office / lounge / playroom); pantry / storage room; stunning guests’ half-bath wrapped in European wallpaper and other unique accents; beautiful wood-burning fireplace with solid wood mantel and Italian porcelain hearth; new durable water-proof floors and wood trim throughout; new kitchen cabinets and appliances: huge 10’x 4’ Calacatta Quartz-covered island with front & back cabinets and built-in microwave, sink, dishwasher, and trash cabinet; induction range with convection oven; performant yet quiet hood; counter-depth refrigerator; under cabinet outlets for an elegant streamlined look… and more! **** This is not an everyday find, so secure a private showing now! **** Private- showings only****

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
2/10
4/10
Durant High SchoolGrades 9-127.0 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Bathroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Ceiling Fan(s)
  • Flooring: Laminate,Tile
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,154
  • Total interior livable area: 3,463 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: U232922ZZZ00000506880.0
  • Zoning: AS-1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Entrance,Private Mailbox,Private Yard,Sidewalk

Lot

  • Lot size: 1.63 Acres
  • Lot size dimensions: 344 x 207

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Tornado
Drought
Hail
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$477$5,724
Property Taxes $1,837$22,044
Electricity $348$4,182
Total$7,713$92,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$264,445/yr
40% on housing$231,390/yr
45% on housing$205,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 33567$240
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33567$179
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$999,000
2026-05-22Listed for sale$1,099,000
2025-04-01Sold$274,777
2025-03-05Pending sale$274,777
2025-02-13Price change$274,777
2025-01-28Price change$299,333
2025-01-09Price change$325,000
2024-12-11Listed for sale$349,000

For Sale by Agent

AgentYudit Grisanty
BrokerageHOMEXPRESS REALTY, INC.

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