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19 Trestle Rd, Hancock, NY, 13783

3beds
3baths
4,200sqft
$279,000
$66price/sqft
$2,541/moest. monthly cost
$101,640/yrincome needed

About This Home

PRIME DEVELOPMENT LOCATION! Great mixed-use opportunity with exceptional visibility and development potential. Situated on 3.5± acres along State Highway 268 and a stone's throw to a Route 17 West off-ramp, this property offers a strategic location ideal for both commercial and residential use. The existing building is currently configured as a commercial storefront on the ground level with two income-producing apartments above. The upper level features a 2-bedroom, 1-bath unit and a 1-bedroom, 1-bath unit, each with separate kitchens and utilities, plus a shared entrance and laundry area-an efficient setup for tenants or owner-occupancy. With NO ZONING LAWS in the Town of Hancock, the possibilities here are wide open. Continue operating as a mixed-use investment, convert to a full commercial operation, or take advantage of the mostly level, usable acreage for future development. The flat topography and high-visibility location make this an excellent candidate for a variety of commercial ventures or redevelopment projects. Whether you're an investor seeking multiple income streams or an entrepreneur looking for a high-exposure location with room to grow, this property offers flexibility, functionality, and long-term upside.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

2/10
Hancock Elementary SchoolGrades PK-41.1 mi

Construction

Condition

  • Year built: 1901

Materials

  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 4,200

Heating

  • Heating features: Oil,Propane,Hot Water

Interior Area

  • Total structure area: 4,200
  • Total interior livable area: 4,200 sqft

Property

Details

  • Parcel number: 123689429.0020001023.200
  • Lease amount: 0

Features

  • Stories: 2
  • Has view: Yes
  • View description: Street
  • Frontage length: 0

Lot

  • Lot size: 3.53 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Delaware County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$114$1,368
Property Taxes $323$3,876
Electricity $694$8,329
Total$2,541$30,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,120/yr
40% on housing$76,230/yr
45% on housing$67,760/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 13783$149
Delaware County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 13783
Delaware County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-29Listed for sale$279,000
2025-06-09Listing removed$429,000
2025-05-21Listed for sale$429,000
2025-05-21Listing removed$429,000
2025-04-29Listed for sale$429,000

For Sale by Agent

AgentJoseph Gross
BrokerageUPPER DELAWARE REAL ESTATE

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