12503 Morgan Creek Ln, Hammond, LA, 70403
About This Home
Don’t miss this rare opportunity to own a like-new townhouse in the highly sought-after Ponchatoula School District—featuring a 4.66% assumable mortgage for qualified buyers, offering significant savings compared to today’s rates! Built in 2022, this well-maintained 3-bedroom, 2-bath home combines modern construction with a functional, open layout perfect for everyday living and entertaining. The kitchen flows seamlessly into the living and dining areas, creating a bright and inviting space. Situated at the end of a quiet cul-de-sac, this unit offers added privacy with minimal through traffic—an ideal setting for peaceful living. Whether you're a first-time buyer, downsizing, or investing, this home checks all the boxes with newer construction, a prime location, and an unbeatable financing opportunity. Schedule your showing today—this one won’t last!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 2022
Materials
- Foundation: Slab
- Roof: Asphalt,Shingle
- Construction materials: Brick,Stucco
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Oven,Range
Bedroom
- Level: Lower
- Dimensions: 11.1x10.4
Bedroom
- Level: Lower
- Dimensions: 10.70x10.40
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Stainless Steel Appliances
- Fireplace features: None
Foyer
- Level: Lower
- Dimensions: 6.40x6
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,1 Unit
Interior Area
- Total structure area: 1,875
- Total interior livable area: 1,452 sqft
Kitchen
- Level: Lower
- Dimensions: 12.60x14.80
Living Room
- Level: Lower
- Dimensions: 14.1x18.3
Master Bedroom
- Level: Lower
- Dimensions: 14.9x13.80
Property
Details
- Parcel number: 06544104
- Attached to another structure: Yes
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered
- Exterior features: Fence
Lot
- Lot size: 9,135 sqft
- Features: Cul-De-Sac,Irregular Lot,Outside City Limits
- Lot size dimensions: 63 x 145
Parking
- Total spaces: 1
- Parking features: Attached,Garage,One Space
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Heat Wave
- Lightning
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Louisiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,112 | $13,344 |
| Home Insurance * | $221 | $2,652 |
| Property Taxes | $62 | $744 |
| Electricity | $147 | $1,773 |
| Total | $1,542 | $18,504 |
Income You'd Need if You Spent...
Louisiana FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Listed for sale | $220,000 |
| 2026-03-30 | Listing removed | $220,000 |
| 2025-11-20 | Price change | $220,000 |
| 2025-10-10 | Price change | $221,900 |
| 2025-10-07 | Price change | $229,900 |
| 2025-09-25 | Listed for sale | $224,900 |
| 2025-06-19 | Listing removed | $229,900 |
| 2025-04-29 | Listed for sale | $229,900 |
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