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8173 Gulf Blvd #Ut-6, Navarre, FL, 32566

1beds
2baths
834sqft
$775,000
$929price/sqft
$5,417/moest. monthly cost
$216,680/yrincome needed

About This Home

Southern Breeze Townhome located on the beautiful white sand beaches of the Gulf of America! Exceptional coastal retreat! Uncrowded beach. Casual coastal decor, 1 bedroom, 1 1/2 bath, 2nd floor living area with 9' ceilings, 8'sliding glass doors, granite counter tops, recessed lighting, tile floors, half bath with pedestal sink. Wood stairs with stainless steel hand railing leads up to the master bedroom! Comfortable king bed, large screen TV and DVD. Master bedroom balcony overlooking the beautiful Gulf of America! Zero maintenance treks decking. Metal roof replaced 2024. Hardy plank siding. Only 6 one-bedroom gulf front townhomes on Navarre Beach. Great rental history. Rental reservations to be honored. 90% LTV financing available on 2nd home loans.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
5/10
Navarre High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2007

Materials

  • Roof: Metal
  • Construction materials: Siding CmntFbrHrdBrd

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Vaulted Ceiling(s),Recessed Lighting,Woodwork Painted
  • Window features: Window Treatments
  • Flooring: Tile,Carpet

Great Room

  • Level: Second
  • Area: 286
  • Dimensions: 22 x 13

Half Bathroom

  • Level: Second
  • Area: 24
  • Dimensions: 6 x 4

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 834
  • Total interior livable area: 834 sqft

Kitchen

  • Level: Second
  • Area: 80
  • Dimensions: 10 x 8

Master Bathroom

  • Level: Third
  • Area: 64
  • Dimensions: 8 x 8

Master Bedroom

  • Level: Third
  • Area: 144
  • Dimensions: 12 x 12

Property

Details

  • Parcel number: 282S269180001000052
  • Lease amount: 250
  • Zoning: Resid Multi-Family

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Balcony,Outdoor Shower
  • Has view: Yes
  • View description: Gulf,Intracoastal Waterwy,Sound
  • Has water view: Yes
  • Water view: Gulf,Intracoastal Waterwy,Sound
  • On waterfront: Yes
  • Waterfront features: Gulf,Shore - Natural,Waterfront

Lot

  • Lot size: 1,742 sqft
  • Features: Flood Insurance Req

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$915$10,980
Property Taxes $387$4,644
Electricity $197$2,366
Total$5,417$65,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,725/yr
40% on housing$162,510/yr
45% on housing$144,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$929This listing

vs Other Active Listings

Avg $/sqft

ZIP 32566$305
Santa Rosa County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 32566$217
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$775,000
2026-04-21Listing removed$799,000
2025-07-28Price change$799,000
2025-04-30Listed for sale$850,000

For Sale by Agent

AgentTerri Savoie
BrokerageTerri Savoie Properties

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