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221 Lincoln Way W, New Oxford, PA, 17350

5beds
5baths
2,700sqft
$425,000
$157price/sqft
$3,042/moest. monthly cost
$121,680/yrincome needed

About This Home

If you love character and quality construction, you will love this 5 bedroom, 4 full bath, 2700 sq. ft., circa 1858 triple-thick brick, metal roof home right in the heart of New Oxford, known for it antique stores and beautiful town square. High ceilings with exposed beams, exposed brick walls and floors recovered from a barn set the tone, along with wavy glass double-pane windows, exterior walnut trim work, Williamsburg-approved lights in foyer and stairs to attic, metal flooring thresholds, deep window sills, stone-front fireplace and crown moldings. Kitchen shines with granite countertops, porcelain sink, beveled glass-front cabinet and a skylight. Bathrooms feature Kohler and Delta fixtures, toilets and sinks. Convenient 1st floor laundry room. The outside space is just as charming with wisteria covered arbor, beautiful landscaping, black aluminum fence and paver driveway. House had once been used as a multi-unit rental, so there are kitchen hookups in one of the upstairs bedrooms as well as in the basement. There are 2 additional fireplaces in the basement, but sellers have not attempted to use and the gas is capped. Come take a look before it's gone!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

9/10
New Oxford El SchoolGrades K-30.5 mi
7/10
New Oxford Middle SchoolGrades 7-80.6 mi
5/10

Construction

Condition

  • Year built: 1858

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Post & Beam
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Area: 1080

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area above ground: 2,700

Heating & Cooling

  • Heating features: Baseboard,Heat Pump,Electric,Natural Gas
  • Cooling features: Ductless,Wall Unit(s),Electric

Interior Area

  • Total structure area: 3,780
  • Total interior livable area: 2,700 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 340040061000
  • Zoning: TOWN CENTER MIXED USE
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Fencing: Aluminum

Lot

  • Lot size: 7,841 sqft

Parking

  • Total spaces: 3
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$165$1,980
Property Taxes $432$5,184
Electricity $296$3,554
Total$3,042$36,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,297/yr
40% on housing$91,260/yr
45% on housing$81,120/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 17350$133
Adams County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 17350$176
Adams County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$450,000

For Sale by Agent

AgentHolly Purdy
BrokerageRE/MAX of Gettysburg

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