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974 Windstream Dr #38, Saint Peters, MO, 63376

2beds
2baths
1,202sqft
$210,000
$175price/sqft
$1,513/moest. monthly cost
$60,520/yrincome needed

About This Home

This beautifully maintained second-floor condo offers 2 bedrooms, 2 full baths, and 1,202 square feet of stylish living space. The open floor plan is highlighted by vaulted ceilings, striking wood beam accents, and skylights that fill the home with natural light. The spacious living area features a charming wood-burning fireplace and opens to a private balcony, creating the perfect space to unwind or entertain. The kitchen includes stainless steel appliances, a breakfast bar, and seamless flow into the main living space. The primary suite features a private full bath, while the second bedroom and additional full bath provide ideal space for guests or a home office. A private garage and dedicated laundry room add everyday convenience. Enjoy low-maintenance living in desirable Windstream Condominiums, conveniently located near shopping, dining, parks, and easy highway access.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
Warren Elementary SchoolGrades K-52.0 mi
7/10
Saeger Middle SchoolGrades 6-82.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1985

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Dryer,Microwave,Electric Oven,Range Hood,Electric Range,Refrigerator,Washer/Dryer,Gas Water Heater
  • Laundry features: Laundry Room,Washer Hookup

Basement

  • Basement: None

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Features

  • Beamed Ceilings,Breakfast Bar,Ceiling Fan(s),Entrance Foyer,High Ceilings,High Speed Internet,Open Floorplan,Pantry,Shower,Tub,Vaulted Ceiling(s)
  • Window features: Blinds,Insulated Windows,Skylight(s)
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,202

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,202
  • Total interior livable area: 1,202 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Living Room

  • Features: Floor Covering: Carpeting,Parquet
  • Level: Main
  • Area: 378
  • Dimensions: 21x18

Property

Details

  • Parcel number: 300055878050038.0000000
  • Attached to another structure: Yes
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: One
  • Patio & porch: Deck
  • Exterior features: Balcony,Entry Steps/Stairs
  • Fencing: None

Lot

  • Lot size: 901.69 sqft
  • Features: Adjoins Common Ground,Front Yard,Landscaped,Some Trees

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front,Lighted,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$126$1,512
Property Taxes $185$2,220
Electricity $141$1,693
Total$1,513$18,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,874/yr
40% on housing$45,390/yr
45% on housing$40,346/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 63376$171
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63376$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$197,000
2026-07-09Listed for sale$210,000
2019-11-22Sold--

For Sale by Agent

AgentJennifer A Pollmann
BrokerageAlexander Realty Inc

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