See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20 Cable Ct, Montville, NJ, 07045

2beds
4baths
1,907sqft
$715,000
$375price/sqft
$5,129/moest. monthly cost
$205,160/yrincome needed

About This Home

END-UNIT WITH FINISHED BASEMENT + DEN. Broker's welcome. Situated on a quiet cut-de-sac in the desirable Changebridge at Montville community, this exceptional end-unit townhome combines privacy, space and tasteful updates throughout. Thoughtfully maintained and move-in ready, the home offers an inviting layout designed for both comfortable living and effortless entertaining. The beautifully updated eat-in kitchen features custom cabinetry, granite countertops and stainless steel appliances. A dramatic open living space with hardwood flooring, a wood-burning fireplace and access to a private deck creates a warm and welcoming atmosphere. The main level also includes a formal dining room and spacious family room with access to a second deck providing multiple indoor and outdoor spaces to relax and entertain. Upstairs, the primary suite offers vaulted ceilings, an oversized arched window and charming window seats allowing for an abundance of natural light. The primary suite is finished with a full size bathroom equipped with a soaking tub, double vanity and standing shower. Across the hall is a generously sized second bedroom which enjoys access to its own full bathroom. The finished lower level expands the home's living space and is equipped with a full bath, walk-in storage room, and additional room that can be utilized as a den, home office or guest suite. Residents of Changebridge enjoy outstanding amenities including a clubhouse, swimming pool, tennis / pickle ball courts and a playground. A rare opportunity to own a beautifully updated home in one of Montville's most sought-after communities.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
8/10
9/10
Montville High SchoolGrades 9-121.5 mi

Construction

Type & Style

  • Home type: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 1,907 sqft

Property

Lot

  • Lot size: 0.34 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance *$208$2,496
Property Taxes $1,096$13,152
Electricity $210$2,522
Total$5,129$61,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,851/yr
40% on housing$153,870/yr
45% on housing$136,773/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 07045$467
Morris County$395

vs Homes Sold Last Month

Median $/sqft

ZIP 07045$370
Morris County$367

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-24Listed for sale$715,000
2023-11-06Sold$615,000
2023-10-11Pending sale$625,000
2023-09-19Listed for sale$625,000
2023-05-23Listing removed--
2021-05-21Sold$525,000
2021-03-03Listed for sale$525,000

For Sale by Owner

AgentProperty Owner

Similar Homes