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4103 N Howard Ave, Tampa, FL, 33607

6beds
2baths
1,864sqft
$449,000
$241price/sqft
$3,616/moest. monthly cost
$144,640/yrincome needed

About This Home

West Riverside Heights income property. $3110/MONTH PAYMENT STANDARD for 3-bedroom Section 8 rental rate in 33607, giving the buyer an opportunity for even greater cash flow than currently producing. Cash-flowing investment opportunity situated within the rapidly appreciating West Riverside Heights district. This duplex is comprised of two 3-bedroom, 1-bathroom units with a combined 1,864-square-foot footprint. The property has recently been upgraded with BRAND NEW Hardie Board siding, trim, exterior paint, and a brand new exterior fence. The AC was recently upgraded in 2022. The bottom unit is currently vacant, while the upstairs tenants are signed to long-term leases. Allowing the buyer to live in one unit and rent out the other, or lease both units if desired. The centrally located property is located minutes from Raymond James Stadium, Hillsborough Community College (the proposed future site of the Tampa Bay Rays), St. Joseph’s Hospital, Armature Works, and the University of Tampa. Charming and well-performing, this West Riverside Heights gem is ideal for those seeking an immediate cash-flowing asset with the potential for long term appreciation.

Getting Around

72
WalkingVery Walkable
37
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

5/10
Madison Middle SchoolGrades 6-85.4 mi
3/10
Jefferson High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1925

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Cooktop,Microwave,Range,Refrigerator
  • Laundry features: Outside

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,Living Room/Dining Room Combo,Open Floorplan,Solid Surface Counters,Solid Wood Cabinets,Stone Counters
  • Window features: Blinds
  • Flooring: Engineered Hardwood
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,173
  • Total interior livable area: 1,864 sqft

Property

Details

  • Parcel number: A1129183J700000400025.0
  • Zoning: RS-50
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Lighting,Rain Gutters,Sidewalk
  • Fencing: Fenced

Lot

  • Lot size: 6,660 sqft
  • Features: City Lot,Level,Sidewalk
  • Lot size dimensions: 74 x 90

Parking

  • Parking features: Driveway,Guest
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$336$4,032
Property Taxes $813$9,756
Electricity $197$2,366
Total$3,616$43,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,977/yr
40% on housing$108,480/yr
45% on housing$96,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 33607$236
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33607$304
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$484,900
2026-04-22Price change$499,999
2026-03-24Price change$519,999
2026-03-16Price change$549,999
2026-02-21Listed for sale$550,000
2020-09-11Sold$220,000
2020-08-23Pending sale$250,000
2020-08-03Price change$250,000
2020-07-21Pending sale$235,000
2020-06-17Price change$235,000
2020-03-25Listed for sale$249,000
2020-02-01Pending sale$249,000
2020-01-27Listed for sale$249,000
2018-06-30Listing removed$249,900
2018-02-28Listed for sale$249,900
2010-04-30Sold$110,000
1998-07-22Sold$77,500

For Sale by Agent

AgentEric Dungy
BrokerageCOMPASS FLORIDA LLC

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