125 Columbia Way, Atoka, TN, 38004
About This Home
Brand new build in what will be an incredible new neighborhood. This 4 bed 3 bath home has been so carefully thought out in every way. Don't miss this opportunity to own this home in brand new Shepherds Ridge. Rates as low as 3.5% available with a 2/1 buydown through builder’s preferred lender!Or $20,000 builders bonus. Call for details and information!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Composition Shingles
- Construction materials: Brick Veneer
Other
- Builder name: Elite Home Builders
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Range/Oven,Continuous Cleaning Oven,Cooktop,Gas Cooktop,Disposal,Dishwasher,Microwave
- Laundry features: Laundry Room
Bedroom2
- Features: Carpet,Shared Bath,Smooth Ceiling,Walk-In Closet(s)
- Level: First
Bedroom3
- Features: Carpet,Shared Bath,Smooth Ceiling,Walk-In Closet(s)
- Level: First
Bedroom4
- Features: Carpet,Private Full Bath,Smooth Ceiling,Walk-In Closet(s)
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- 1 or More BR Down,Primary Down,Vaulted/Coffered Primary,Split Bedroom Plan,Luxury Primary Bath,Double Vanity Bath,Separate Tub & Shower,Full Bath Down,Smooth Ceiling,High Ceilings,Walk-In Closet(s),Living Room,Dining Room,Den/Great Room,Kitchen,Primary Bedroom,2nd Bedroom,3rd Bedroom,1 Bath,2 or More Baths,Laundry Room,1 Bath,4th or More Bedrooms,Square Feet Source: Builder plans
- Window features: Window Treatments
- Flooring: Part Hardwood,Part Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Starter,Living Room,Masonry,Vented Gas Fireplace
- Fireplace: Yes
- Attic: Pull Down Stairs,Attic Access
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: 220 Wiring,Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 2,416 sqft
Kitchen
- Features: Eat-in Kitchen,Pantry,Updated/Renovated Kitchen
Living Room
- Features: Separate Living Room
Master Bathroom
- Features: Double Vanity,Smooth Ceiling,Tile Floor,Whirlpool Tub,Full Bath
Master Bedroom
- Features: Carpet,Smooth Ceiling,Vaulted/Coffered Ceiling,Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 111MB02700000
Features
- Stories: 2
- Pool features: None
- Patio & porch: Porch,Patio
- Has spa: Yes
- Spa features: Whirlpool(s),Bath
- Living area range: 2400-2599
Lot
- Lot size: 0.36 Acres
- Features: Landscaped,Level,Professionally Landscaped
- Lot size dimensions: 125 x 125
Parking
- Total spaces: 2
- Parking features: Driveway/Pad,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Ice Storm
- Lightning
- Earthquake
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,325 | $27,900 |
| Home Insurance | $279 | $3,348 |
| Property Taxes | $909 | $10,908 |
| Electricity | $196 | $2,355 |
| Total | $3,709 | $44,508 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Price change | $469,998 |
| 2026-04-12 | Price change | $489,998 |
| 2026-03-06 | Price change | $489,999 |
| 2026-01-23 | Price change | $498,999 |
| 2025-04-30 | Listed for sale | $499,000 |
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