Gardenia Plan At Stone Mill Ests, Duncannon, PA, 17020
About This Home
Get Half Off Selection Gallery options—up to $10,000 in savings. Your upgrade dollars go twice as far this month. Expires 5/31/2026. See Agent for details. 📢This listing represents a base home plan that can be built in this community. The listed price reflects the base price only and does not include optional upgrades, lot premiums, or additional features, which may be available at an additional cost. Pricing, features, and availability are subject to change without notice.🚧 📸 Photos are of a similar model and may display upgrades not included in the listed price. 🏠Welcome to the beautiful Gardenia Model, a spacious 2-story townhouse with a built-in 2-car garage. The first floor features a welcoming entry hall leading to a large family room, seamlessly connected to a bright breakfast area and modern kitchen. Step out from the breakfast area onto your 10'x10' deck, perfect for outdoor relaxation. A convenient half bath is also located on this level. Upstairs, you’ll find a large primary bedroom with a private bathroom and walk-in closet, along with two additional bedrooms, a full bath, a separate laundry room, and a storage room. The home also includes an unfinished basement and comes with the added benefit of a 10-year warranty. Don't miss the chance to make this home yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Concrete Perimeter,Passive Radon Mitigation
- Roof: Architectural Shingle,Asphalt,Fiberglass
- Construction materials: Batts Insulation,Blown-In Insulation,Concrete,Frame,Rough-In Plumbing,Stick Built,Vinyl Siding
Other
- Builder model: Gardenia
- Builder name: Berks Homes, LLC
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Energy Efficient Appliances,Microwave,Oven/Range - Electric,Electric Water Heater
- Laundry features: Hookup,Has Laundry,Upper Level
Basement
- Has basement: Yes
- Basement: Full,Interior Entry,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Family Room
- Level: Main
- Area: 225
- Dimensions: 15 X 15
Features
- Breakfast Area,Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Family Room Off Kitchen,Open Floorplan,Primary Bath(s),Recessed Lighting,Bathroom - Stall Shower,Bathroom - Tub Shower,Walk-In Closet(s),Dry Wall
- Door features: Insulated
- Window features: Double Pane Windows,Energy Efficient,Low Emissivity Windows,Screens,Vinyl Clad
- Flooring: Carpet,Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,695
Heating & Cooling
- Heating features: Forced Air,Heat Pump,Programmable Thermostat,Electric
- Cooling features: Central Air,Heat Pump,Electric
Interior Area
- Total structure area: 2,313
- Total interior livable area: 1,695 sqft
Kitchen
- Features: Kitchen Island,Pantry,Lighting - Pendants,Recessed Lighting
- Level: Main
- Area: 224
- Dimensions: 16 X 14
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: NO TAX RECORD
- Zoning: R
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Exterior features: Lighting
Parking
- Total spaces: 4
- Parking features: Garage Faces Front,Inside Entrance,Built In,Asphalt,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Winter Weather
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,456 | $17,472 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $256 | $3,072 |
| Electricity | $224 | $2,692 |
| Total | $2,068 | $24,816 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-12 | Listed for sale | $284,990 |
| 2025-06-02 | Listing removed | $277,990 |
| 2025-04-30 | Listed for sale | $277,990 |
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