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3918 W Fig St, Tampa, FL, 33609

2beds
2baths
1,269sqft
$499,000
$393price/sqft
$4,174/moest. monthly cost
$166,960/yrincome needed

About This Home

PERFECT FOR FIRST TIME HOME BUYERS, INVESTORS, HOME RENOVATORS, OR TEAR DOWN, SITS ON A 8,220 SQUARE FOOT LOT!! Charming South Tampa Bungalow, Under $500K in 33609! NO FLOOD ZONE!! This home features: 2-Bedrooms + 2 full Bathrooms + Office Room + Florida Sunroom, overlooking the backyard & sits on a generously sized lot! 1,269 Sq Ft Heated & 1,786 Sq Ft Total! Located in Bon Air, don't miss the opportunity to own a piece of this vibrant neighborhood! RS-50 Zoning, Eligible for zero down financing, with no mortgage insurance for qualified buyers! This home offers the perfect blend of comfort, privacy, and location convenience! Key Features Include: 1,269 sq ft of living space, parking carport, & BONUS Florida Sunroom! – great for relaxing or working from home. Spacious fenced backyard – ideal for pets, entertaining, or future expansion. Have peace of mind with no flood insurance required. A/C 2019, Stackable Washer & Dryer, Roof & Hot Water Heater Approximately 13 yrs old. Top-rated schools: Grady, Coleman, and Plant district. North of Kennedy Blvd, Minutes to Downtown Tampa, Hyde Park, Westshore, International Mall, Raymond James Stadium, MacDill AFB, Tampa International Airport, I-275, Veterans Expressway, and more.

Getting Around

80
WalkingVery Walkable
35
TransitSome Transit
66
BikeBikeable

Schools

10/10
Grady Elementary SchoolGrades PK-51.0 mi
10/10
Coleman Middle SchoolGrades 6-81.5 mi
8/10
Plant High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Disposal,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedroom1

  • Features: Built-in Closet
  • Level: First
  • Area: 169
  • Dimensions: 13x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Primary Bedroom Main Floor
  • Flooring: Tile

Florida Room

  • Level: First
  • Area: 160
  • Dimensions: 16x10

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,786
  • Total interior livable area: 1,269 sqft

Kitchen

  • Level: First
  • Area: 224
  • Dimensions: 16x14

Living Room

  • Level: First
  • Area: 216
  • Dimensions: 18x12

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 182
  • Dimensions: 13x14

Property

Details

  • Parcel number: A2129183LH00000000058.0
  • Zoning: RS-50
  • Special condition: Probate Listing

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Lighting,Sidewalk
  • Fencing: Fenced
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 8,220 sqft
  • Lot size dimensions: 60 x 137

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$603$7,236
Property Taxes $851$10,212
Electricity $197$2,366
Total$4,174$50,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,108/yr
40% on housing$125,220/yr
45% on housing$111,306/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$393This listing

vs Other Active Listings

Avg $/sqft

ZIP 33609$409
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33609$398
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-18Price change$499,000
2025-09-16Price change$505,000
2025-08-05Price change$529,700
2025-07-13Price change$539,000
2025-04-20Price change$550,000
2025-04-05Price change$573,000
2025-03-04Price change$599,000
2024-11-24Listed for sale$625,000
2022-09-01Sold$440,000
2022-07-19Pending sale$465,000
2022-06-21Price change$465,000
2022-06-10Listed for sale$480,000
2021-03-24Listing removed--
2019-03-17Listing removed$1,650
2019-01-10Listed for rent$1,650
2018-02-03Listing removed$1,450
2018-01-09Price change$1,450
2017-12-22Price change$1,475
2017-12-13Listed for rent$1,600
2017-12-09Listing removed$244,900
2017-11-19Price change$244,900
2017-11-03Price change$249,000
2017-10-23Listed for sale$259,000
2016-10-07Listing removed$199,000
2016-08-09Price change$199,000
2016-08-04Listed for sale$199,999
2002-06-24Sold$89,000
1995-10-03Sold$73,000
1995-05-11Sold$56,000

For Sale by Agent

AgentKristen Chester
BrokerageDALTON WADE INC

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