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1490 PIPER ROAD, Spring Hill, FL, 34606

4beds
2baths
1,398sqft
$299,900
$215price/sqft
$2,064/moest. monthly cost
$82,560/yrincome needed

About This Home

Beautifully maintained 4-bedroom,2-bath home in the heart of Spring Hill!!! This property offers a spacious layout, abundant natural light, and a comfortable flow perfect for everyday living and entertaining. Enjoy a generous backyard, no HOA, and the added benefit of being located outside a flood zone. Conveniently located near restaurants, shopping, and just minutes from US-19 for easy access to nearby amenities and commuting. A wonderful opportunity to own a move-in ready home in a desirable location.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
Deltona Elementary SchoolGrades PK-51.7 mi
4/10
Fox Chapel Middle SchoolGrades 6-84.8 mi
3/10
Weeki Wachee High SchoolGrades 9-1210.7 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bathroom1

  • Features: Built-in Closet
  • Level: First

Bathroom2

  • Features: Walk-In Closet(s)
  • Level: First

Bedroom1

  • Features: Built-in Closet
  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: No Closet
  • Level: First

Features

  • Kitchen/Family Room Combo,Walk-In Closet(s)
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,398
  • Total interior livable area: 1,398 sqft

Kitchen

  • Features: Built-in Closet
  • Level: First

Laundry

  • Features: Built-in Closet
  • Level: First

Living Room

  • Features: No Closet
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: R3232317501000470020
  • Zoning: X
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Garden,Irrigation System

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 99 x 124

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hernando County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$174$2,088
Property Taxes $177$2,124
Electricity $197$2,366
Total$2,064$24,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,765/yr
40% on housing$61,920/yr
45% on housing$55,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 34606$148
Hernando County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 34606$185
Hernando County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Price change$299,900
2026-06-27Listed for sale$315,000
2019-06-28Sold$164,990

For Sale by Agent

AgentMarioly Santos
BrokerageFATHOM REALTY FL LLC

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