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183 Bluegrass Way St, Augustine, FL, 32092

3beds
3baths
2,316sqft
$471,990
$204price/sqft
$3,142/moest. monthly cost
$125,680/yrincome needed

About This Home

Discover the exquisite Timuquana floor plan by Dream Finders Homes. With 2,316 square feet spread across two stories, this home offers a spacious and versatile layout, perfect for families or those seeking comfortable living. Featuring 3 bedrooms and 2.5 bathrooms, every detail of this home is crafted to meet diverse needs. The modern kitchen, featuring sleek cabinetry, high-end appliances, and ample countertop space, seamlessly connects to the open-concept living and dining areas-ideal for gatherings and daily relaxation. Complete with a 2-car garage for convenience and storage, the Timuquana floor plan combines modern design with practical living. Don't miss the opportunity to explore this exceptional home and envision your future in this beautiful space. **Photos are representative of the Timuquana floor plan.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
--

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Dream Finders Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 2,316 sqft

Property

Details

  • Parcel number: 0290150770

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Hurricane
Tornado
Coastal Flooding
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,386$28,632
Home Insurance *$229$2,748
Property Taxes $294$3,528
Electricity $233$2,796
Total$3,142$37,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,725/yr
40% on housing$94,260/yr
45% on housing$83,786/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 32092$221
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32092$217
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$471,990
2026-04-24Listed for sale$469,990

New Construction Spec

BrokerageDream Finders Homes

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