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230 High River Rd, Ellijay, GA, 30540

2beds
2baths
1,539sqft
$547,000
$355price/sqft
$3,399/moest. monthly cost
$135,960/yrincome needed

About This Home

Modern meets rustic in the spacious open concept floor plan. One level living welcomes you with soaring ceilings, walls of glass, and abundant natural light that frames beautiful views. The long range views can be enjoyed from the oversized deck or through out this beautiful home to the stone firepit in your back yard. Cozy up to your stacked stone fireplace on those cold North Georgia Mountain nights. Gather around the large center island in this beautiful kitchen with stone counter tops, gas range, true vent hood and farm sink. Enjoy meals with family and friends in the dining area with large windows to take in nature's beauty. Spacious owner's suite has tiled walk-in shower, soaking tub and walk-in closet. Large guest bedroom could also be office space, craft or exercise room. Nice laundry room with wood folding table, cabinets and closet. Stand up crawl space could be used for extra storage. Fenced in side yard is a great area for kids to play or your furry friends. This home is located in sought after gated community with 2 story clubhouse, access to Mountain Town Creek and paved roads. Come visit for a moment, stay for a lifetime! Full-time, part-time or short-term rental move in ready.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
7/10
Gilmer High SchoolGrades 9-124.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Frame,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Country,Modern
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer,Gas Water Heater
  • Laundry features: Main Level,Laundry Closet,Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Pantry,Ceiling Fan(s),Cathedral Ceiling(s),Sheetrock,High Speed Internet
  • Window features: Insulated Windows
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Vented,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,539
  • Total interior livable area: 1,539 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 3036K 095

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Deck
  • Exterior features: Private Yard,Fire Pit
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Year Round,Long Range
  • Waterfront features: Creek Access
  • Frontage type: Road
  • Topography of land: Level,Sloping

Lot

  • Lot size: 3.36 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,765$33,180
Home Insurance *$229$2,748
Property Taxes $186$2,232
Electricity $219$2,637
Total$3,399$40,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,537/yr
40% on housing$101,970/yr
45% on housing$90,640/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 30540$209
Gilmer County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 30540
Gilmer County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-04Listed for sale$547,000
2026-02-01Listing removed$557,000
2025-08-01Listed for sale$557,000
2025-08-01Listing removed$557,000
2025-06-03Price change$557,000
2025-05-01Listed for sale$567,900

For Sale by Agent

AgentLorraine Collett
BrokerageMaximum One Community Realtor

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