10401 Bayshore Dr, Adams, NY, 13605
About This Home
Where the hardest decision you’ll make all week is whether to take your coffee to the dock or porch! Located in the Henderson Bay area of Lake Ontario just north of Henderson Harbor, this 2 bedroom Bayshore Drive cottage has a lot to offer and comes mostly furnished. Featuring 54 feet of prime lake frontage, it's the ideal backdrop for the many sunset photos you're bound to take from one of many picturesque vantagepoints. The interior is charmingly appointed, and is the definition of a Lake Ontario cottage. Enter through the kitchen with all its original beauty, adjacent to a cozy living room & dining room. The back of the structure houses two bedrooms and an updated full bathroom. At the front of the cottage you'll find a wide sun porch with breathtaking views across Henderson Bay. Head back outside and down the stone walk to the boathouse loft, with more incredible panoramic views, or down to your own private waterfront & dock. The property is well cared for with many recent updates, and has been a very successful short-term rental. Plus, with spring freshly upon us, there's still plenty of time to enjoy the season by the water! Call today for more information, or to schedule a tour.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1942
Materials
- Foundation: Stone
- Construction materials: Other,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Gas Cooktop,Refrigerator
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Eat-in Kitchen,Other,See Remarks
- Flooring: Hardwood,Laminate,Varies
Heating
- Heating features: Propane,Forced Air
Interior Area
- Total structure area: 586
- Total interior livable area: 586 sqft
Property
Details
- Parcel number: 2236000980140001044000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Exterior features: Blacktop Driveway,Enclosed Porch,Porch
- On waterfront: Yes
- Waterfront features: Dock Access,Lake
- Waterbody name: Lake Ontario
- Frontage length: 54
Lot
- Lot size: 8,668 sqft
- Features: Irregular Lot,Residential Lot
- Lot size dimensions: 51 x 170
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Inland Flooding
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,270 | $27,240 |
| Home Insurance * | $271 | $3,252 |
| Property Taxes | $493 | $5,916 |
| Electricity | $246 | $2,954 |
| Total | $3,280 | $39,360 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $550,000 |
| 2021-06-11 | Sold | $320,000 |
| 2021-05-28 | Pending sale | $369,000 |
| 2021-04-17 | Listed for sale | $369,000 |
| 2021-03-16 | Contingent | $369,000 |
| 2021-02-24 | Listed for sale | $369,000 |
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