826 N Main St, Naperville, IL, 60563
About This Home
Here's your opportunity to own a turnkey RANCH in downtown Naperville under $1M-a rare find that doesn't come along often! This highly sought-after layout offers 3 bedrooms and 2 baths, including a private primary suite with its own bath, all on one convenient level. A full finished basement expands your living space, perfect for entertaining, relaxing, or working from home in the designated office-now featuring brand new carpet (2026). This home shines with extensive recent updates, including: roof (2025), new seamless gutters with guards, AC (2022), new garage entry door (2024), and a beautifully remodeled kitchen (2024) with Frigidaire Gallery stainless steel appliances. Additional improvements include new tile (2026), freshly painted cedar siding (2022), fully renovated bathrooms (2026), interior paint (2024) and bedroom carpet (2023). Located in award-winning District 203-Naper Elementary, Washington Junior High, and Naperville North High School-all within walking distance. Just blocks to the 5th Avenue Metra station with express trains to Chicago, and minutes from vibrant downtown Naperville, parks, shopping, and dining. Two neighborhood parks are just a short walk away. Set on a wide 75x145 fenced lot, the possibilities are endless- build new, expand, or simply enjoy the low taxes and unbeatable location. Ranches in downtown Naperville are incredibly hard to find-don't miss your chance. Move right in and enjoy the very best of downtown living!
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1954
Materials
- Roof: Asphalt
- Construction materials: Cedar
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Water Purifier
Basement
- Has basement: Yes
- Basement: Finished,Rec/Family Area,Storage Space,Full
Bedroom2
- Features: Flooring (Carpet)
- Level: Main
- Area: 121
- Dimensions: 11X11
Bedroom3
- Features: Flooring (Carpet)
- Level: Main
- Area: 121
- Dimensions: 11X11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 160
- Dimensions: 10X16
Family Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 234
- Dimensions: 18X13
Features
- Vaulted Ceiling(s),1st Floor Bedroom,1st Floor Full Bath,Separate Dining Room
- Flooring: Hardwood,Carpet
- Number of fireplaces: 1
- Fireplace features: Gas Log,Family Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,726
- Total interior livable area: 1,431 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space,Pantry-Closet,Custom Cabinetry,Granite Counters,Updated Kitchen),Flooring (Hardwood)
- Level: Main
- Area: 170
- Dimensions: 17X10
Laundry
- Level: Basement
- Area: 189
- Dimensions: 9X21
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full,Shower Only)
- Level: Main
- Area: 156
- Dimensions: 12X13
Office
- Features: Flooring (Carpet)
- Level: Basement
- Area: 176
- Dimensions: 11X16
Recreation Room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 768
- Dimensions: 24X32
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0712423021
- Special condition: None
Features
- Stories: 1
- Patio & porch: Patio
- Fencing: Fenced
Lot
- Lot size: 0.25 Acres
- Features: Mature Trees
- Lot size dimensions: 75x145
Parking
- Total spaces: 1
- Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,534 | $42,408 |
| Home Insurance * | $223 | $2,676 |
| Property Taxes | $1,100 | $13,200 |
| Electricity | $130 | $1,569 |
| Total | $4,987 | $59,844 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Listing removed | $759,000 |
| 2026-04-29 | Listed for sale | $759,000 |
| 2015-08-21 | Sold | $409,000 |
| 2015-04-09 | Pending sale | $419,900 |
| 2015-03-13 | Listed for sale | $419,900 |
| 2013-05-28 | Sold | $310,000 |
| 2010-01-29 | Sold | $287,000 |
| 2009-06-22 | Sold | $287,000 |
| 2009-04-25 | Price change | $329,900 |
| 2009-04-16 | Price change | $333,900 |
| 2009-03-07 | Price change | $349,900 |
| 2009-02-22 | Price change | $350,000 |
| 2009-01-31 | Listed for sale | $359,900 |
| 2007-04-24 | Sold | $310,000 |
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