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1060 Mill St #202, Naperville, IL, 60563

1beds
1baths
708sqft
$170,000
$240price/sqft
$1,310/moest. monthly cost
$52,400/yrincome needed

About This Home

Live in the heart of Naperville, consistently voted one of the best places to live! This wonderful maintenance free condo is totally turn key ready for it's new owners! It's located 1 mile to the incredible downtown area with an abundance of shopping and dining. Step in through the secured lobby and take the elevator to floor #2. As soon as you enter you'll feel right at home. The wall of windows brings in so much natural light and highlights the upgraded details such as the wood look flooring, the chair rail and designer wallpaper. The bright living room is spacious and offers a dining table space as well. Enjoy the courtyard view of open space and the sparkling swimming pool! The kitchen offers white cabinetry and ample storage. The full bathroom offers a newer white vanity with a granite top, and refreshed shower/tub. An oversized bedroom with an incredible wall of closets awaits! Double wall closets are conveniently located in the foyer, plus a locked storage space on level 1. The laundry room is clean and bright, and boasts locked bike storage as well. There is plenty of parking, and this is a secured, well lit and full of friendly residents. *Sleeper sofa/chair and ottomans are negotiable *

Getting Around

58
WalkingSomewhat Walkable
26
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

9/10
8/10
Jefferson Jr High SchoolGrades 6-80.8 mi
9/10

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Disposal,Gas Cooktop,Gas Oven,Range Hood
  • Laundry features: Common Area

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Wood Laminate),Window Treatments (Blinds,Curtains/Drapes,Screens)
  • Level: Main
  • Dimensions: COMBO

Features

  • Storage,Lobby
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 708 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Galley),Flooring (Wood Laminate)
  • Level: Main
  • Area: 72
  • Dimensions: 8X9

Living Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 342
  • Dimensions: 18X19

Master Bedroom

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Property

Accessibility

  • Accessibility features: Ramp - Main Level,Disability Access

Details

  • Parcel number: 0712426168
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Exterior features: Balcony

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Unassigned,Yes,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$54$648
Property Taxes $267$3,204
Electricity $130$1,569
Total$1,310$15,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,914/yr
40% on housing$39,300/yr
45% on housing$34,933/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 60563$304
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60563$267
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2022-09-23Sold$134,000
2022-08-28Contingent$125,999
2022-08-24Listed for sale$125,999
2020-09-25Sold$111,000
2020-09-24Pending sale$115,000
2020-09-19Listed for sale$115,000
2020-08-05Pending sale$115,000
2020-07-24Price change$115,000
2020-07-18Price change$116,000
2020-07-15Listed for sale$115,000
2020-06-15Pending sale$115,000
2020-06-11Listed for sale$115,000
2007-04-24Sold$130,000
2002-12-05Sold$95,500
2001-02-26Sold$71,500
1999-08-03Sold$52,000

For Sale by Agent

AgentJennifer Drohan
BrokerageKeller Williams Infinity

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