




16-1594 40th St, Kurtistown, HI, 96760
About This Home
Tucked away behind a gated 300-foot driveway, this one-bedroom, one-bath home sits in a secluded garden sanctuary with an extraordinary variegated banyan tree as the centerpiece. In the shade of the banyan tree you'll find orchids, brilliant red anthuriums, bromeliads, ti, crotons, and ferns weaving a living tapestry, with pathways that wander past fruit trees and open spaces waiting to be explored. The home itself is compact, comfortable, and thoughtfully designed for island living. A 300 sq ft great room brings together the kitchenette, dining and living areas in one open space filled with light. The 190 sq ft bedroom includes a reading nook and workspace, and the recently updated bathroom features a tiled shower and modern finishes. A new covered lanai—approximately 10 × 32 feet—extends the living space outdoors, perfect for reading in the shade, afternoon BBQs or just listening to the patter of the tropical rain across the garden canopy. See the video here: https://orchidlandestates.com/video/MLS724431.mp4 Systems and Features • Water: Rain catchment system with triple “Big Blue” filtration — no water bill. • Power: 48-volt solar system with six 365 W panels and 5.12 kWh LiFePO₄ battery — SSPP is already paid and poles are installed if you prefer grid connection. • Internet: High-speed Hawaiian Telcom fiber. • Food: Fruit trees include avocado, lychee, mango, jackfruit, breadfruit, orange, lemon, loquat, star apple, macadamia nut, ice cream bean, clove, cinnamon and allspice. According to a previous owner, there are about 40 trees, though some may be hidden in the jungle. At roughly 700 feet elevation, the temperature stays mild year-round — warm days, cool nights, and enough rainfall to keep everything lush. Just a few blocks from Orchidland Drive’s convenience center and within a half-hour of Hilo, beaches, and parks, this property balances privacy, sustainability, and accessibility in a uniquely beautiful setting.
Getting Around
Schools
Construction
Condition
- Year built: 1988
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Interior Area
- Total structure area: 640
- Total interior livable area: 640 sqft
Property
Details
- Parcel number: 3160120190000
- Zoning: A-3A
- Special condition: Fee Simple,Standard
Features
- Levels: One
- Has view: Yes
- View description: Forest,Garden
- Topography of land: Fairly Level
Lot
- Lot size: 3.00 Acres
- Features: See Remarks
- Lot size dimensions: 1045 x 125
Parking
- Parking features: Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Lightning
- Volcanic Activity
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Hawaii Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $85 | $1,020 |
| Property Taxes | $80 | $960 |
| Electricity | $374 | $4,497 |
| Total | $1,929 | $23,148 |
Income You'd Need if You Spent...
Hawaii FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $275,000 |
| 2026-01-06 | Price change | $299,000 |
| 2025-10-12 | Listed for sale | $308,000 |
| 2022-06-09 | Sold | $240,000 |
| 2022-04-19 | Contingent | $249,000 |
| 2022-04-13 | Listed for sale | $249,000 |
| 2022-04-09 | Contingent | $249,000 |
| 2022-04-03 | Listed for sale | $249,000 |
