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12-7033 Moaniala St, Pahoa, HI, 96778

2beds
2baths
560sqft
$239,000
$427price/sqft
$1,758/moest. monthly cost
$70,320/yrincome needed

About This Home

This is no cookie-cutter home. Designed for affordable off-grid living in Hawaii, this truly unique property is located just one mile from world-famous Kehena Black Sand Beach. Tucked into a quiet, friendly neighborhood and surrounded by lush tropical foliage, the home feels like a private treehouse retreat. The ground level features a spacious, newly built bedroom with high ceilings and abundant windows that fill the space with natural light and cooling breezes. Sliding doors open to a private grassy area, perfect for relaxing or gardening. Upstairs, you’ll find a beautiful kitchen and dining area overlooking vibrant greenery, making every meal a scenic experience. The kitchen is equipped with granite countertops and a handcrafted natural wood table with stools. Just off the dining area is a second generously sized bedroom with excellent storage and plenty of light. A separate bathhouse sits adjacent to the main home and includes a toilet, shower, laundry area, and a complete water catchment system with pumps and filters, providing clean, drinkable water. On the ground floor, a dedicated storage room houses the solar batteries, inverter, and charge controller—allowing you to enjoy true energy independence with a zero electric bill. This is a turn-key sale: all furnishings, kitchenware, garden tools, and more are included. Seller financing is available! Located in Kalapana Seaview Estates on the sunny southeast coast of Hawaiʻi Island, you’re just 20 minutes from Pāhoa for groceries and dining, and about 25 minutes more to Hilo for major shopping. Even closer, the Kaimu Store is five miles down the scenic Red Road near Uncle’s ʻAwa Bar and a Saturday farmers market. Continue along the coast to explore rugged shoreline, multiple state parks, and Isaac Hale State Park with its newly formed warm pond.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Pahoa Elementary SchoolGrades PK-65.7 mi

Construction

Condition

  • Year built: 2021

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 560
  • Total interior livable area: 560 sqft

Property

Details

  • Parcel number: 3120410660000
  • Zoning: A-3A
  • Special condition: Fee Simple,Standard

Lot

  • Lot size: 7,789 sqft

Parking

  • Parking features: Covered,Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire
Coastal Flooding

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$107$1,284
Property Taxes $69$828
Electricity $374$4,497
Total$1,758$21,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,274/yr
40% on housing$52,740/yr
45% on housing$46,880/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$427This listing

vs Other Active Listings

Avg $/sqft

ZIP 96778$243
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96778$313
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$239,000
2026-02-19Price change$250,000
2025-12-18Listed for sale$270,000
2022-05-13Sold$167,000
2022-03-01Contingent$169,000
2022-02-10Listed for sale$169,000

For Sale by Agent

AgentShawn L Scarcella
BrokerageRed Road Realty

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