See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1417 Crispus St, Galt, CA, 95632

4beds
3baths
2,916sqft
$645,000
$221price/sqft
$4,460/moest. monthly cost
$178,400/yrincome needed

About This Home

This floorplan features 4 bedrooms, 3 full bathrooms, and a 3-bay garage. The upstairs loft is perfect for movie or game nights, while the first-floor bedroom and full bath can be used as a guest room.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Liberty Ranch High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Meritage Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total interior livable area: 2,916 sqft

Property

Details

  • Parcel number: 14812700390000

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance *$166$1,992
Property Taxes $408$4,896
Electricity $625$7,503
Total$4,460$53,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,914/yr
40% on housing$133,800/yr
45% on housing$118,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 95632$287
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95632$314
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$655,000
2026-03-12Price change$670,000
2026-03-11Price change$694,990
2026-02-04Price change$700,023
2026-01-29Price change$699,967
2026-01-29Price change$717,967
2026-01-07Price change$709,536
2026-01-05Price change$709,000
2026-01-01Price change$747,431
2025-09-27Price change$743,431
2025-09-26Price change$739,414
2025-09-18Price change$743,431
2025-09-10Price change$739,414
2025-08-30Price change$720,002
2025-08-28Price change$718,002
2025-05-15Price change$717,990
2025-05-02Listed for sale$772,007

New Construction Spec

AgentMeritage Homes
BrokerageMeritage Homes

Similar Homes