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4008 W Worley St APT 105, Columbia, MO, 65203

3beds
2baths
1,294sqft
$244,900
$189price/sqft
$1,681/moest. monthly cost
$67,240/yrincome needed

About This Home

Ground Floor Condo in SW! Experience effortless luxury in the highly desirable Smithton Crossing Condominiums. This ground-floor condo boasts an expansive three-bedroom (one non-conforming), two-full bathroom layout featuring soaring 9 ft ceilings and a seamless open-concept design. The chef-ready kitchen is beautifully appointed with granite counters, gorgeous appliances, a large pantry, and a breakfast bar opening directly to the living spaces. You'll love the large patio with surrounding landscaping! Enjoy privacy thanks to a split-bedroom plan, including large Primary BR w/large walk-in shower and walk-in closet. This gated community offers top-tier amenities like a clubhouse, pool, and green space. Plus you're just moments away from local retail, dining, Broadway St and Stadium Blvd.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
Smithton Middle SchoolGrades 6-80.4 mi
7/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter,Slab

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Dishwasher
  • Laundry features: Washer/Dryer Hookup

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Tub/Shower,Stand AloneShwr/MBR,Split Bedroom Design,Walk-In Closet(s),Kit/Din Combo,Solid Surface Counters,Wood Cabinets,Pantry
  • Flooring: Carpet,Tile
  • Finished area below ground: 0

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,294
  • Total interior livable area: 1,294 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1620300100410001
  • Zoning description: R-MF Multiple-Family Dwelling*

Features

  • Patio & porch: Concrete

Lot

  • Lot size dimensions: .00 × .00

Parking

  • Parking features: No Garage,Paved
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Earthquake
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$135$1,620
Property Taxes $167$2,004
Electricity $141$1,693
Total$1,681$20,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,634/yr
40% on housing$50,430/yr
45% on housing$44,826/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 65203$191
Boone County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65203$174
Boone County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$244,900
2014-08-05Sold--

For Sale by Agent

AgentClete Baxter
BrokerageREMAX Boone Realty

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