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328 B St NW, Miami, OK, 74354

4beds
2baths
2,376sqft
$64,900
$27price/sqft
$613/moest. monthly cost
$24,520/yrincome needed

About This Home

This stately home is an absolute blank canvas. It has 4 bedrooms and 3 full bathrooms, over 2300 square feet of living space and just needs some owners with a plan and some dreams of ''what could be''! Call for you showing today!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

4/10
Wilson Elementary SchoolGrades PK-K0.3 mi
3/10
Miami Junior High SchoolGrades 7-91.5 mi
5/10
Miami High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Raised

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,376
  • Total interior livable area: 2,376 sqft

Property

Details

  • Parcel number: 352000017001000000

Features

  • Stories: 2

Lot

  • Lot size: 7,405 sqft
  • Features: Abstract
  • Lot size dimensions: 7,500

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Lightning

FEMA Declared Disasters in Ottawa County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance $77$924
Property Taxes $32$384
Electricity $176$2,120
Total$613$7,356

Income You'd Need if You Spent...

35% on housing$21,017/yr
40% on housing$18,390/yr
45% on housing$16,346/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$27This listing

vs Other Active Listings

Avg $/sqft

ZIP 74354$83
Ottawa County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 74354$98
Ottawa County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-20Price change$89,900
2026-03-24Listed for sale$99,900
2011-06-02Sold$35,000

For Sale by Agent

AgentDavid Davis
BrokerageNEO Realty Group

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