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603 Butler Avenue #20, Tybee Island, GA, 31328

1beds
1baths
490sqft
$295,000
$602price/sqft
$2,083/moest. monthly cost
$83,320/yrincome needed

About This Home

History Cottage built in 1945. Originally was built as a hotel and divided into shares/stock ownership. Unique ownership, but a great way to have a little piece of heaven on Tybee Island. Must be a cash transaction and it is a stock ownership. The monthly fee covers all exterior maintenance, insurance (including flood) and yard maintenance. No rentals (short or long term rentals). Designed for a personal beach get-a-way. Beautifully decorated

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

6/10
Howard Elementary SchoolGrades PK-58.2 mi
7/10
Coastal Middle SchoolGrades 6-810.2 mi
7/10
Island's High SchoolGrades 9-129.8 mi

Construction

Condition

  • Year built: 1947

Materials

  • Roof: Composition
  • Construction materials: Block

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dryer,Electric Water Heater,Microwave,Oven,Range,Refrigerator
  • Laundry features: In Kitchen

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Area,Main Level Primary
  • Attic: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Electric,Wall Furnace
  • Cooling features: Electric,Wall Unit(s)

Interior Area

  • Total interior livable area: 490 sqft

Property

Details

  • Parcel number: 4000510001
  • Attached to another structure: Yes
  • Zoning: R2B
  • Special condition: Standard

Features

  • Has view: Yes
  • View description: Panoramic
  • Waterfront features: Beach Access

Lot

  • Lot size: 1.62 Acres
  • Features: Garden,Interior Lot

Parking

  • Parking features: Off Street,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$174$2,088
Property Taxes $199$2,388
Electricity $219$2,637
Total$2,083$24,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,417/yr
40% on housing$62,490/yr
45% on housing$55,546/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$602This listing

vs Other Active Listings

Avg $/sqft

ZIP 31328$411
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31328$386
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-02Price change$295,000
2026-05-11Price change$325,000
2026-03-18Listed for sale$375,000
2026-03-09Contingent$375,000
2025-05-02Listed for sale$375,000

For Sale by Agent

AgentKeith L. Gay
BrokerageCentury 21 Solomon Properties

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