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12125 21st Street SE, Lake Stevens, WA, 98258

5beds
4baths
3,544sqft
$1,055,995
$298price/sqft
$6,394/moest. monthly cost
$255,760/yrincome needed

About This Home

APRIL More with MainVue Sales Event! MOVE IN READY!!! The Sequoia V2 by MainVue Homes at Overlook Ridge is a basement design that maximizes creative space. Enter through the Foyer and find an L-shaped plan design that draws you by an elegant Powder Room with LED pendant lighting then leads to a Multi-Purpose Room, Great Room, Dining and Gourmet Kitchen where you can relish in Luxury Inclusions such as nine bulb Dining Room chandelier, KitchenAid appliances and 3cm Quartz Counters. Downstairs, find a spacious Recreation Room, Guest Room, Full Bathroom, and Covered Patio. Next, up to the top floor the Leisure Room awaits, which connects three Secondary Bedrooms and the Grand Suite, flush with a designer free-standing tub and frameless walk-in shower.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
3/10
Centennial Middle SchoolGrades 7-80.6 mi
7/10
Snohomish High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Good
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Brick,Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2025

Other

  • Builder name: MainVue Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Stories w/Bsmnt
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Water Heater: Tank,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Lower

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Main

Bonus Room

  • Level: Main

Bonus Room

  • Level: Second

Bonus Room

  • Level: Lower

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room,High Tech Cabling,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Vinyl,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Gas,Main Level: 2,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Heat Pump,Electric,Natural Gas
  • Cooling features: 90%+ High Efficiency,Heat Pump

Interior Area

  • Total structure area: 3,544
  • Total interior livable area: 3,544 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Rec Room

  • Level: Lower

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 01240700004000
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,High Tech Cabling,Pantry,Walk-In Closet(s),Water Heater

Lot

  • Lot size: 5,784 sqft
  • Features: Curbs,Paved,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,339$64,068
Home Insurance *$180$2,160
Property Taxes $633$7,596
Electricity $242$2,908
Total$6,394$76,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,222/yr
40% on housing$191,820/yr
45% on housing$170,506/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 98258$319
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98258$345
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-11Price change$1,055,995
2025-06-28Price change$1,123,995
2025-05-02Listed for sale$1,123,330

New Construction Spec

AgentJessica Malek
BrokerageTeambuilder KW

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