Vermilion Lake Rd, Cook, MN, 55723
About This Home
Lake Vermilion Private Island With 3BR Over The Water Cabin, Sauna Guest Cabin, Bunkhouse & BOATHOUSE LOT ON MAINLAND. Imagine Living The Island Lifestyle On Lake Vermilion—Like Having Your Own Secluded Resort! Nights by the firepit watching shooting stars, days on the water, with the ability to work from home as needed. It’s a whole different feeling of safety, with no traffic & the kids playing hide & seek in the woods. Boat to waterside restaurants, a championship golf course, even to town for shopping or take the short boat ride across calm water to your mainland lot & large wet boathouse. Watch eagles, pick berries, swim or catch Walleyes right off your island. Click link for 3D Tour.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Previously Owned
- Year built: 1960
Materials
- Roof: Rubber
- Construction materials: Wood,Frame/Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Range,Refrigerator
Basement
- Basement: N/A
Bedroom
- Level: Main
- Area: 80
- Dimensions: 8 x 10
Bedroom
- Level: Main
- Area: 80
- Dimensions: 8 x 10
Bedroom
- Level: Main
- Area: 65
- Dimensions: 6.5 x 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Main level bedrooms: 1
Dining Room
- Level: Main
Features
- Ceiling Fan(s),Natural Woodwork,Sauna,Vaulted Ceiling(s)
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 900
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: None
Interior Area
- Total interior livable area: 900 sqft
Kitchen
- Level: Main
- Area: 200
- Dimensions: 12.5 x 16
Living Room
- Level: Main
- Area: 342.25
- Dimensions: 18.5 x 18.5
Storage
- Level: Main
- Area: 50
- Dimensions: 5 x 10
Property
Details
- Parcel number: 250002003370, 250008200210
- Foundation area: 899
Features
- Patio & porch: Deck
- Exterior features: Dock,Rain Gutters
- Has view: Yes
- View description: Inland Lake,Panoramic
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Inland Lake,Waterfront Access(Private),Shoreline Characteristics(Gravel,Rocky,Sand)
- Waterbody name: Vermilion
- Frontage length: 1050
Lot
- Lot size: 2.14 Acres
- Features: Irregular Lot,Tree Coverage - Heavy
- Lot size dimensions: 390 x 334
Parking
- Parking features: None,None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Inland Flooding
- Heat Wave
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in St. Louis County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,281 | $39,372 |
| Home Insurance * | $186 | $2,232 |
| Property Taxes | $551 | $6,612 |
| Electricity | $170 | $2,050 |
| Total | $4,188 | $50,256 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-18 | Price change | $679,000 |
| 2025-12-28 | Price change | $749,000 |
| 2025-08-12 | Price change | $887,000 |
| 2025-05-06 | Price change | $949,000 |
| 2024-11-02 | Listed for sale | $998,500 |
View on Zillow