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434 W Benton Ave, Naperville, IL, 60540

5beds
7baths
6,976sqft
$1,950,000
$280price/sqft
$14,137/moest. monthly cost
$565,480/yrincome needed

About This Home

Perfectly located less than half a mile from downtown Naperville, this exceptional 7,000+ square-foot home offers outstanding craftsmanship, generous space, and a layout designed for both everyday living and entertaining. Step inside to an impressive foyer with beautifully refinished hardwood floors that set the tone for the entire home. The formal dining room features an elegant tray ceiling, leading into a truly stunning kitchen equipped with cherry cabinetry, a Sub-Zero refrigerator, Bosch dishwasher, and Dacor oven, cooktop, and microwave. The oversized island complete with a warming drawer and double refrigerator drawers, makes hosting effortless. The adjoining family room is warm and inviting, highlighted by a stylish fireplace, expansive bay windows, and a coved ceiling. A private first floor office with a coffered ceiling provides the perfect work from home space. Upstairs, the second floor features a luxurious primary suite along with four spacious bedrooms and conveniently located laundry room. Two bedrooms share a Jack and Jill bath, while the others enjoy their own private bathrooms. The third floor bonus room offers even more flexibility, complete with a full bath and large closet, ideal for a guest suite, playroom, or additional office. The fully finished basement expands your living space with a complete wet bar, full size refrigerator, microwave, and an additional bathroom, plus ample storage. Major updates include newer A/C units, furnaces, and water heaters, with the roof replaced in 2025. A full list of updates is available. All of this just minutes from downtown Naperville's shopping, Riverwalk, library, and less than one mile from the train station. This is a home that truly has it all.

Getting Around

81
WalkingVery Walkable
35
TransitSome Transit
50
BikeBikeable

Schools

10/10
Naper Elementary SchoolGrades K-40.1 mi
7/10
9/10

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: Brick,Cedar,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Wine Refrigerator,Cooktop,Range Hood,Humidifier,Multiple Water Heaters
  • Laundry features: Upper Level,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Second
  • Area: 210
  • Dimensions: 14X15

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Second
  • Area: 225
  • Dimensions: 15X15

Bedroom4

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Second
  • Area: 204
  • Dimensions: 12X17

Bedroom5

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Second
  • Area: 224
  • Dimensions: 14X16

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Bonus Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Third
  • Area: 400
  • Dimensions: 20X20

Bonus Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Third
  • Area: 120
  • Dimensions: 10X12

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (All)
  • Level: Main
  • Area: 234
  • Dimensions: 13X18

Eating Area

  • Features: Flooring (Ceramic Tile),Window Treatments (All)
  • Level: Main
  • Area: 208
  • Dimensions: 13X16

Family Room

  • Features: Flooring (Hardwood),Window Treatments (All)
  • Level: Main
  • Area: 391
  • Dimensions: 17X23

Features

  • Cathedral Ceiling(s),Wet Bar,Walk-In Closet(s),Bookcases,Coffered Ceiling(s),Granite Counters
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Master Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Sep Heating Systems - 2+
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 0
  • Total interior livable area: 6,976 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island,Custom Cabinetry,Granite Counters),Flooring (Ceramic Tile),Window Treatments (All)
  • Level: Main
  • Area: 391
  • Dimensions: 17X23

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Second
  • Area: 63
  • Dimensions: 7X9

Living Room

  • Features: Flooring (Hardwood),Window Treatments (All)
  • Level: Main
  • Area: 322
  • Dimensions: 14X23

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (All),Bathroom (Full,Double Sink,Whirlpool & Sep Shwr)
  • Level: Second
  • Area: 330
  • Dimensions: 15X22

Mud Room

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 60
  • Dimensions: 6X10

Other

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 1386
  • Dimensions: 33X42

Study

  • Features: Flooring (Hardwood),Window Treatments (All)
  • Level: Main
  • Area: 192
  • Dimensions: 12X16

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0713415002
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump,Backup Sump Pump;

Features

  • Stories: 3

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 66x132

Parking

  • Total spaces: 3
  • Parking features: Brick Driveway,Garage Door Opener,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,860$118,320
Home Insurance *$670$8,040
Property Taxes $3,071$36,852
Electricity $536$6,438
Total$14,137$169,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$484,697/yr
40% on housing$424,110/yr
45% on housing$376,986/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 60540$351
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60540$266
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$2,100,000
2006-08-11Sold$1,595,000
2005-10-13Sold$475,000

For Sale by Agent

AgentScheri Andounian
BrokerageRE/MAX of Naperville

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