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645 N 1st St APT 139, Minneapolis, MN, 55401

1beds
2baths
1,156sqft
$285,000
$247price/sqft
$1,931/moest. monthly cost
$77,240/yrincome needed

About This Home

Rare North Loop townhome-style condo with private entry and patio at high demand River Station. This two-level, first-floor walkup offers beautiful wood flooring, a smart layout with a bonus loft ideal for a home office or den, an oversized bedroom, two baths, and in-unit laundry. Enjoy stainless steel appliances, updated countertops and backsplash, plus a spacious private patio with its own exterior access and easy guest parking nearby. Includes one underground parking stall and one storage space. Secure, quiet building just steps from the river, Washington Ave, and all the North Loop’s premier dining and shopping. Pet-friendly (dogs allowed only in 1st floor units.).

Getting Around

92
WalkingWalker's Paradise
81
TransitExcellent Transit
98
BikeBiker's Paradise

Schools

1/10
Webster ElementaryGrades PK-51.0 mi
1/10
Northeast Middle SchoolGrades 6-83.0 mi
4/10
Edison Senior High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Flat

Type & Style

  • Home type: Condo
  • Property subType: (CC) High Rise (4+ Levels)

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Unit,Upper Level

Basement

  • Basement: None

Bedroom

  • Level: Upper
  • Area: 180
  • Dimensions: 15x12

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: Upper
  • Area: 80
  • Dimensions: 10x8

Dining Room

  • Level: Main
  • Area: 56
  • Dimensions: 8x7

Features

  • Finished area below ground: 0
  • Finished area above ground: 983

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,156
  • Total interior livable area: 1,156 sqft

Kitchen

  • Level: Main
  • Area: 80
  • Dimensions: 10x8

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Patio

  • Level: Main
  • Area: 150
  • Dimensions: 15x10

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 2202924120334
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 447

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: Split Rail

Lot

  • Lot size: 315,897 Acres
  • Lot size dimensions: Common

Parking

  • Total spaces: 1
  • Parking features: Assigned,Guest,Heated Garage,Underground
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$59$708
Property Taxes $261$3,132
Electricity $170$2,050
Total$1,931$23,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,205/yr
40% on housing$57,930/yr
45% on housing$51,493/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 55401$309
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55401$397
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$299,900
2026-03-26Price change$309,900
2026-03-12Listed for sale$319,900
2022-11-14Sold$325,000
2022-10-21Pending sale$330,000
2022-10-06Listed for sale$330,000
2015-07-17Sold$231,500

For Sale by Agent

AgentCarol B Bennett
BrokerageLakes Area Realty

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