3854 232nd Ave NW #109, Saint Francis, MN, 55070
About This Home
Beautiful and inviting townhome in a prime location! This well-maintained property offers an open and airy floor plan featuring a cozy gas fireplace, stainless steel appliances, 3 bedrooms on one level with upper level laundry. The spacious primary bedroom includes a 3/4 en-suite bathroom with a double-vanity sink for added comfort and convenience. Enjoy being within walking distance to local schools and just steps from a new community park with a dog-friendly area. Commuting and daily errands are a breeze with easy access to nearby shopping and Hwy 47. Centrally located in the city, this townhome provides unbeatable convenience and a welcoming place to call home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Roof: Age 8 Years or Less,Asphalt
- Construction materials: Brick,Frame
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level
Basement
- Basement: None
Bedroom
- Level: Upper
- Area: 154
- Dimensions: 14x11
Bedroom2
- Level: Upper
- Area: 154
- Dimensions: 14x11
Bedroom3
- Level: Upper
- Area: 110
- Dimensions: 11x10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 81
- Dimensions: 9x9
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,648
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,648
- Total interior livable area: 1,648 sqft
Kitchen
- Level: Main
- Area: 144
- Dimensions: 16x9
Laundry
- Level: Upper
- Area: 60
- Dimensions: 10x6
Living Room
- Level: Main
- Area: 198
- Dimensions: 18x11
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 323424320080
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 674
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 1,072 sqft
- Lot size dimensions: 34 x 31
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Anoka County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,228 | $14,736 |
| Home Insurance * | $168 | $2,016 |
| Property Taxes | $190 | $2,280 |
| Electricity | $170 | $2,050 |
| Total | $1,756 | $21,072 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $249,000 |
| 2026-05-07 | Price change | $242,000 |
| 2026-04-30 | Price change | $249,000 |
| 2026-04-28 | Price change | $252,000 |
| 2026-04-09 | Price change | $257,000 |
| 2026-03-06 | Price change | $262,000 |
| 2026-02-18 | Listed for sale | $270,000 |
| 2022-03-24 | Sold | $220,000 |
| 2022-02-14 | Pending sale | $215,000 |
| 2022-02-03 | Listed for sale | $215,000 |
| 2020-06-11 | Sold | $203,600 |
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