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4432 W McCoy St, Tampa, FL, 33616

4beds
3baths
1,352sqft
$427,900
$316price/sqft
$3,160/moest. monthly cost
$126,400/yrincome needed

About This Home

Welcome to this thoughtfully updated 4-bedroom, 3-bath residence located NOT IN A FLOOD ZONE, situated on a desirable corner lot in South Tampa! Two of the four bedrooms feature en-suite bathrooms, offering both comfort and versatility. Enjoy peace of mind with major system updates completed in 2023, including a new roof, water heater, and main drain line. The interior has been beautifully refreshed with new flooring throughout the home, along with stylish new cabinetry, upgraded appliances, and fully renovated bathrooms. The open-concept floor plan flows seamlessly for everyday living and entertaining, highlighted by a charming built-in kitchen nook. A fully fenced backyard completes the property, perfect for relaxing or hosting guests. Conveniently located near Tampa International Airport, downtown Tampa, Hyde Park, St. Petersburg, and the exciting Interbay Commons development coming soon—this move-in-ready home truly has it all.

Getting Around

21
WalkingCar-Dependent
23
TransitMinimal Transit
63
BikeBikeable

Schools

4/10
5/10
Madison Middle SchoolGrades 6-82.5 mi
6/10
Robinson High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Washer Hookup

Bedroom2

  • Features: En Suite Bathroom,Tub With Shower,Built-in Closet
  • Level: First
  • Area: 140
  • Dimensions: 10x14

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedroom4

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 140
  • Dimensions: 14x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 156
  • Dimensions: 13x12

Features

  • Ceiling Fan(s),Open Floorplan,Split Bedroom,Stone Counters,Thermostat
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,544
  • Total interior livable area: 1,352 sqft

Kitchen

  • Level: First
  • Area: 80
  • Dimensions: 10x8

Living Room

  • Level: First
  • Area: 196
  • Dimensions: 14x14

Primary Bedroom

  • Features: En Suite Bathroom,Shower No Tub,Built-in Closet
  • Level: First
  • Area: 160
  • Dimensions: 10x16

Property

Details

  • Parcel number: A17301842E00000100001.0
  • Zoning: RS-50
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Lighting,Private Mailbox,Sidewalk

Lot

  • Lot size: 5,000 sqft
  • Lot size dimensions: 50 x 100

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,163$25,956
Home Insurance *$169$2,028
Property Taxes $631$7,572
Electricity $197$2,366
Total$3,160$37,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,342/yr
40% on housing$94,800/yr
45% on housing$84,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 33616$254
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33616$297
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Price change$439,900
2026-03-12Price change$449,900
2025-08-22Price change$460,000
2025-07-11Price change$470,000
2025-06-06Price change$477,500
2025-05-30Price change$480,000
2025-05-23Price change$482,500
2025-05-14Listed for sale$485,000
2023-08-15Sold$450,000
2023-07-14Pending sale$479,000
2023-06-29Price change$479,000
2023-06-04Listed for sale$489,000
2023-04-04Sold$258,000
2023-02-24Pending sale$284,900
2023-02-20Listed for sale$289,900
2023-02-09Listing removed--
2023-01-11Price change$1,999
2023-01-05Price change$2,095
2022-12-29Price change$2,195
2022-12-24Listed for rent$2,207
2019-03-10Listing removed$1,490
2019-02-28Listed for rent$1,490
2018-06-05Listing removed$1,390
2018-06-04Price change$1,390
2018-05-22Price change$1,410
2018-03-13Price change$1,455
2018-02-14Listed for rent$1,449
2013-09-10Sold$74,200
2003-03-08Sold$119,000
1997-04-14Sold$56,428

For Sale by Agent

AgentVanessa McDonald, PINPOINT REALTY GROUP LLC
BrokeragePINPOINT REALTY GROUP LLC

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