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13204 Harbour Ridge Blvd #2A, Palm City, FL, 34990

3beds
2baths
1,819sqft
$285,000
$157price/sqft
$2,106/moest. monthly cost
$84,240/yrincome needed

About This Home

Enjoy an easy condo lifestyle with amazing lake and golf views. This furnished 2nd-floor, corner unit, lots of privacy, 3BR/2BA residence overlooks Mile Lake and the 15th hole of Golden Marsh and includes a carport. Updates include travertine stone floors in main living areas and screened patio, granite kitchen and baths, impact-glass windows, tasteful window treatments, and carpeted bedrooms. Furnishings by Restoration Hardware included. Harbour Ridge is a private, mandatory membership community featuring 2 beautiful 18-hole championship golf courses, 9 Har-Tru tennis courts, pickle-ball courts, impressive fitness facility w/ pool, sprawling waterfront clubhouse w/ 3 dining rooms, 2-mile riverfront walking path, biking, yacht club, and marina with boat slips available for additional fee. $125,000 Joining Fee ($1,000 Refundable) due at closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Funds Fees & appropriate taxes.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
7/10
Southport Middle SchoolGrades 6-83.2 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1986

Materials

  • Construction materials: Frame,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dryer,Dishwasher,Electric Range,Microwave,Refrigerator,Water Heater,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dual Sinks,High Ceilings,Kitchen/Dining Combo,Split Bedrooms,Separate Shower
  • Window features: Impact Glass
  • Flooring: Carpet,Marble
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,939
  • Total interior livable area: 1,819 sqft

Property

Details

  • Parcel number: 442680100020003
  • Attached to another structure: Yes

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio,Screened
  • Exterior features: Patio
  • Has view: Yes
  • View description: Golf Course,Lake,Preserve
  • Has water view: Yes
  • Water view: Lake

Parking

  • Total spaces: 1
  • Parking features: Detached Carport
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$243$2,916
Property Taxes $225$2,700
Electricity $197$2,366
Total$2,106$25,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,205/yr
40% on housing$63,180/yr
45% on housing$56,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 34990$291
St. Lucie County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 34990$285
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-26Listed for sale$285,000
2021-06-29Sold$135,000
2021-06-10Pending sale$134,900
2021-06-09Listing removed--
2021-05-25Pending sale$134,900
2021-04-20Listed for sale$134,900

For Sale by Agent

AgentChristine Bearse
BrokerageHarbour Ridge Realty Inc

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