12465 Harbour Ridge Blvd #2-8, Palm City, FL, 34990
About This Home
MUST SEE! Desirable 3 Bedroom-2 Bath 2nd Floor Condo with spectacular golf view. Located on the first fairway of the River Ridge Course, this end unit has high vaulted ceilings and impact windows. The bright kitchen has been updated to include SS Appliances and granite countertops. Includes a Carport directly across from the unit with a golf cart garage. Located in Harbour Ridge Y&CC with 2 Championship Golf Courses, Tennis, Pickle Ball, Fitness Center, Salon, Doggie Park, Nature Trail & Clubhouse on the St. Lucie River. $124,000 Non-Refundable Joining Fee & $1,000 Refundable Equity Due at Closing. Monthly HOA Fee includes Club Dues, Trail Fees, POA, Village HOA, Capital Fund Fees and appropriate taxes. NO CORPORATE BUYERS. Membership approval process includes: $500 application fee plus background/credit check. Additional financial information may be required to provide for credit scores below 740.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1989
Materials
- Roof: Barrel
- Construction materials: Frame,Stucco
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Some Electric Appliances,Dryer,Dishwasher,Electric Range,Disposal,Microwave,Refrigerator,Water Heater,Washer
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Separate/Formal Dining Room
- Flooring: Carpet,Ceramic Tile,Vinyl
- Common walls with other units/homes: End Unit
Heating & Cooling
- Heating features: Central,Electric,Individual
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,969
- Total interior livable area: 1,969 sqft
Property
Details
- Parcel number: 442562000160006
- Attached to another structure: Yes
Features
- Stories: 1
- Pool features: Community
- Has view: Yes
- View description: Golf Course
Lot
- Lot size: 4.86 Acres
Parking
- Total spaces: 1
- Parking features: Detached Carport,Golf Cart Garage
- Has garage: Yes
- Covered spaces: 1
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lucie County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $252 | $3,024 |
| Home Insurance * | $42 | $504 |
| Property Taxes | $39 | $468 |
| Electricity | $198 | $2,377 |
| Total | $531 | $6,372 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Price change | $49,900 |
| 2026-03-13 | Price change | $59,900 |
| 2026-03-05 | Listed for sale | $68,000 |
| 2025-10-24 | Listing removed | $99,900 |
| 2025-04-12 | Price change | $99,900 |
| 2025-03-25 | Price change | $159,900 |
| 2025-02-20 | Price change | $169,900 |
| 2025-01-31 | Price change | $179,900 |
| 2024-12-05 | Price change | $199,900 |
| 2024-11-01 | Listed for sale | $214,500 |
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