122 Encina Dr, Naperville, IL, 60540
About This Home
Move-in ready split-level with a finished sub-basement in Naperville's sought-after Will-O-Way subdivision and award-winning District 203 schools. Lovingly maintained by the same owners for more than 20 years, this bright and beautifully updated home offers the perfect blend of comfort, functionality, and location. Fresh paint, new carpet, updated flooring, and newly renovated bathrooms create a fresh, inviting feel throughout. The spacious kitchen features white cabinetry and ample storage, while multiple living areas provide plenty of room to relax and entertain. The lower level offers a spacious family room, along with a private bedroom and bathroom ideal for guests, multi-generational living, or a dedicated home office. A finished sub-basement provides even more flexible space for a playroom, gym, media room, or additional storage. Step outside to a generous backyard with plenty of room for entertaining, gardening, or simply enjoying the outdoors. Ideally located just minutes from Downtown Naperville, parks, shopping, dining, and commuter routes. Served by highly acclaimed District 203 schools, including Elmwood Elementary, Lincoln Junior High, and Naperville Central High. A rare opportunity to own a lovingly cared-for home in one of Naperville's most established and desirable neighborhoods.
Getting Around
Somewhat Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Brick
Notable Dates
- Major remodel year: 2025
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Refrigerator,Washer,Dryer,Gas Oven
- Laundry features: In Unit
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom2
- Features: Flooring (Carpet)
- Level: Second
- Area: 130
- Dimensions: 13X10
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 132
- Dimensions: 12X11
Bedroom4
- Features: Flooring (Carpet)
- Level: Lower
- Area: 156
- Dimensions: 13X12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 143
- Dimensions: 13X11
Family Room
- Features: Flooring (Carpet)
- Level: Lower
- Area: 325
- Dimensions: 25X13
Features
- Attic: Unfinished
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 2,704 sqft
Kitchen
- Features: Flooring (Hardwood)
- Level: Main
- Area: 117
- Dimensions: 13X9
Living Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 240
- Dimensions: 20X12
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full)
- Level: Second
- Area: 165
- Dimensions: 15X11
Other
- Features: Flooring (Vinyl)
- Level: Basement
- Area: 528
- Dimensions: 24X22
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0714314022
- Special condition: None
Features
- Levels: Tri-Level
Lot
- Lot size: 10,018 sqft
- Lot size dimensions: 80X124
Parking
- Total spaces: 2
- Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $205 | $2,460 |
| Property Taxes | $943 | $11,316 |
| Electricity | $207 | $2,495 |
| Total | $4,383 | $52,596 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Price change | $599,000 |
| 2026-06-17 | Listed for sale | $624,000 |
| 2025-12-24 | Listing removed | $595,000 |
| 2025-11-02 | Listed for sale | $595,000 |
| 2010-09-22 | Listing removed | $325,000 |
| 2010-07-08 | Listed for sale | $325,000 |
| 2010-06-01 | Listing removed | $332,500 |
| 2010-03-31 | Listed for sale | $332,500 |
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