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103 Upper Holiday Lane #G329, Banner Elk, NC, 28604

--beds
1baths
573sqft
$179,000
$312price/sqft
$1,215/moest. monthly cost
$48,600/yrincome needed

About This Home

WALK TO THE SLOPES | PRIME YEAR-ROUND LOCATION | TURNKEY READY | SLEEPS 4. Don’t miss this updated, effortless no-step entry condo in Holiday Beech Villas — the closest complex to Ski Beech Resort! Located just a few hundred feet from the Ski Beech parking lot, you’ll never have to stress about parking or driving on powder days. Inside, this unit is designed with a stylish European flair and includes everything you need to move right in. The entryway features a closet for your outdoor gear and a full LAUNDRY area. The renovated kitchen boasts sleek countertops and stainless steel appliances, while the spacious great room includes a sleeper sofa, a flatscreen TV, and a full wall of sliding Pella doors that bring in the crisp mountain air. The bedroom area features a plush king-size bed, and the rear deck offers stunning long-range, sunrise views—ready for your morning coffee or evening wind-down. Additional perks: HOA fees(includes everything except electricity) In-unit washer/dryer. Eligible for Beech Mountain Club membership. Come enjoy year-round outdoor activities: biking, hiking, skiing, sledding, concerts, festivals, and wildlife while living in the highest city east of the Mississippi. Whether you’re looking for a ski-season escape, summer retreat(quiet and peaceful), or a hassle-free rental property, this condo checks all the boxes! Time to escape the heat.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
Valle Crucis ElementaryGrades PK-85.8 mi
8/10
Watauga HighGrades 9-1213.0 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Built-Up
  • Construction materials: Hardboard,Wood Frame

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooktop,Electric Water Heater,Microwave Hood Fan,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Furnished,Handicap Access,Window Treatments
  • Window features: Double Pane Windows,Window Treatments
  • Fireplace features: None
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 573

Heating & Cooling

  • Heating features: Baseboard,Electric,None
  • Cooling features: None

Interior Area

  • Total structure area: 600
  • Total interior livable area: 573 sqft

Property

Details

  • Parcel number: 1940936293078
  • Zoning description: R-7

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Composite,Multiple
  • Has view: Yes
  • View description: Long Range,Mountain(s)
  • Waterfront features: Pond

Parking

  • Parking features: Gravel,No Garage,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters in Watauga County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$48$576
Property Taxes $62$744
Electricity $200$2,405
Total$1,215$14,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,657/yr
40% on housing$36,450/yr
45% on housing$32,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 28604$296
Watauga County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 28604$365
Watauga County$292

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-16Listed for sale$189,000
2026-01-01Listing removed$189,613
2025-06-03Price change$189,613
2025-04-24Listed for sale$192,500
2023-09-20Sold$195,000
2023-08-31Contingent$199,900
2023-08-28Listed for sale$199,900
2019-07-19Sold$53,000

For Sale by Agent

AgentLori Bryan
BrokerageKeller Williams High Country

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