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1714 Smith Farm St, Fayetteville, NC, 28306

5beds
4baths
3,576sqft
$499,990
$140price/sqft
$3,510/moest. monthly cost
$140,400/yrincome needed

About This Home

**Pictures are of likeness** Model home open daily 10am to 6pm. Discover the stunning Graycliff floorplan in Village at Rockfish in Grays Creek! The main level boasts a spacious owner's suite with a separate sitting area, an open layout with a formal dining room, formal living room/study, family room, and a kitchen featuring a large island. Additionally, there's a powder room, mudroom, and laundry room on the main level. Upstairs, find a bonus room, two bedrooms, a hall bath, and another bedroom with a private bath. A catwalk provides a view over the family room and foyer. Agents must accompany their buyers when visiting the Model Home. Builder has his own builder contract.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Alderman Road ElementaryGrades PK-53.7 mi
8/10
Gray's Creek MiddleGrades 6-82.9 mi
7/10
Gray's Creek High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 3,576

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 3,576
  • Total interior livable area: 3,576 sqft

Property

Details

  • Parcel number: 0443161224
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Covered Porch

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Cumberland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$358$4,296
Property Taxes $291$3,492
Electricity $333$3,996
Total$3,510$42,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,342/yr
40% on housing$105,300/yr
45% on housing$93,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 28306$147
Cumberland County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 28306$159
Cumberland County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$499,990

New Construction

AgentCharlotte Horne
BrokerageEVOLVE REALTY

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