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About This Home

Do Not Miss this opportunity to own This spacious 3-bed 2-Bath like new Townhome in THE LAKES in the City of Loveland. A beautiful mountain-type city of more than 50,000 people with 35 lakes available to the local citizenry. Kindly enjoy the photos and video displaying appointments showing many upgrades: Cathedral Ceilings, spacious bedrooms, large bathrooms,including a nice Laundry Closet, with an open deck with views of lakes, and Cat-tail lined pond. Have a wish for a secure energetic neighborhood? Here's A great location with Mtn-scenery, fishing, kayaking, wildlife, Great-white pelicans, geese and Osprey to share your days with abundant walkways and bike trails. ...HERE is a Like-New spacious home only two yrs old, lived in for 7 months by owners. Great Shopping, Dining, theatres, The UCMC (University of Colorado Medical Center) located very close within minutes...The Lakes at Centerra is an award winning community for activities available in lovely Loveland, Which is only a short 35-minute drive up a beautiful canyon to old western mountain town Estes Park, where the wildlife is abundant. Where the TRAIL-RIDGE-ROAD will take you over the continental-divide to Grand Lake and into the Central Rocky Mountains offering World-Class Skiing. Look and enjoy this one!! Purchased by current owners 2 yrs ago... Only lived in for 7 months... Family is moving out of the country. Looking for quick sale. Owner says: MAKE Offer??

Getting Around

Car-Dependent

Very Limited Transit

Somewhat Bikeable

Schools

5/10

High Plains SchoolGrades PK-80.8 mi

7/10

Mountain View High SchoolGrades 9-121.6 mi

Construction

Condition

Year built: 2023

Materials

Construction materials: Vinyl

Type & Style

Home type: Condo
Property subType: Condominium

Interior

Appliances

Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1

Features

Cable Ready

Heating & Cooling

Heating features: Forced Air
Cooling features: Central Air

Interior Area

Total structure area: 1,587
Total interior livable area: 1,587 sqft

Property

Details

Parcel number: 8504391201

Parking

Parking features: GarageAttached
Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

LightningVery High
Cold WaveRelatively High
HailRelatively High
Winter WeatherRelatively High
Strong WindModerate
TornadoModerate

How This Home’s Risks Compare

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$2,047	$24,564
Home Insurance *	$175	$2,100
Property Taxes	$175	$2,100
Electricity	$186	$2,232
Total	$2,583	$30,996

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$103,320/yr

35% on housing$88,560/yr

40% on housing$77,490/yr

45% on housing$68,880/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered

Wildfire

Add-on available

Hail

Wind

Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%

15.3%

0%30.0%

Electricity Growth Rate10-year average: 2.2%

2.2%

0%15.0%

Property Taxes Growth Rate2-year average: 3.2%

3.2%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 80538$216

Larimer County$232

vs Homes Sold Last Month

Median $/sqft