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2430 N RAMONA CIRCLE, Tampa, FL, 33612

2beds
2baths
1,050sqft
$325,000
$310price/sqft
$2,747/moest. monthly cost
$109,880/yrincome needed

About This Home

Charming North Tampa Home - Perfect starter home or investment opportunity! Welcome to this bright and inviting 2-bedroom, 2-bathroom home in the heart of North Tampa. Featuring abundant natural light throughout, this well-maintained property offers a comfortable and functional layout ideal for first time homebuyers, downsizers or investors. Step outside to enjoy the spacious backyard, complete with a newly built deck--perfect for relaxing, entertaining, or enjoying Florida's beautiful weather. The property also includes an outdoor storage area with washer and dryer hookups, plus an additional storage shed for your tools and equipment. Conveniently located near major shopping, dining, and entertainment, including Busch Gardens Tampa Bay, this home offers easy access to everything Tampa has to offer. Don't miss this fantastic opportunity to own a centrally located home with great potential and value!

Getting Around

57
WalkingSomewhat Walkable
37
TransitSome Transit
62
BikeBikeable

Schools

3/10
3/10
Wharton High SchoolGrades 9-129.7 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,In Kitchen,Laundry Room,Washer Hookup

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 224
  • Dimensions: 14x16

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • L Dining,Living Room/Dining Room Combo
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,195
  • Total interior livable area: 1,050 sqft

Kitchen

  • Level: First

Living Room

  • Level: First
  • Area: 460
  • Dimensions: 20x23

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 264
  • Dimensions: 22x12

Property

Details

  • Parcel number: A20281945T00000100024.0
  • Zoning: RS-60
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Other,Private Yard,Storage
  • Fencing: Fenced

Lot

  • Lot size: 6,120 sqft
  • Features: City Lot,Near Public Transit

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$325$3,900
Property Taxes $582$6,984
Electricity $197$2,366
Total$2,747$32,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,182/yr
40% on housing$82,410/yr
45% on housing$73,253/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 33612$154
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33612$253
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$314,000
2026-07-08Listed for sale$325,000
2021-01-05Sold$150,000
2020-12-16Pending sale$160,000
2020-12-14Listed for sale$160,000

For Sale by Agent

AgentBelinda Anglin
BrokerageFLORIDA EXECUTIVE REALTY

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