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8462 Water Lily Ct, Englewood, FL, 34224

2beds
2baths
1,564sqft
$299,997
$192price/sqft
$2,202/moest. monthly cost
$88,080/yrincome needed

About This Home

Under Construction. Under Construction.,,,,SELLER OFFERING $10,000 IN CLOSING CREDIT!!!!!..... Welcome to Palm Lake at Coco Bay — where contemporary Florida living meets smart design and quality craftsmanship. This Lennar Orchid model is impeccably maintained and thoughtfully appointed for today’s lifestyle. Step inside and be greeted by an expansive open-concept great room that seamlessly connects living, dining, and kitchen — perfect for everyday flow and effortless entertaining. Natural light floods the space, highlighting clean lines and beautiful finishes. Key Features You’ll Love: 2 Bedrooms + Den — Versatile floorplan ideal for guests, home office, or flex space 2 Full Baths — Comfortable, stylish, and functional Open Concept Living — Great flow from kitchen to living and dining areas Solid Surface Countertops — Durable, modern surfaces you’ll enjoy cooking and gathering around Lennar Quality Construction — Built with care and attention to detail throughout Located in the highly sought-after Palm Lake at Coco Bay community — close to shopping, dining, recreation, and all that Florida living has to offer This home is move-in ready, beautifully designed, and priced to attract attention. Ideal for downsizers, first-time buyers, snowbirds, or investors seeking a gem with flexibility and style. Don’t miss out — this Orchid model won’t last long! Pictures are of the model

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
6/10
4/10
Lemon Bay High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block

Other

  • Builder model: ORCHID
  • Builder name: LENNAR

Type & Style

  • Home type: SingleFamily
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 130
  • Dimensions: 13x10

Features

  • Cathedral Ceiling(s),High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,154
  • Total interior livable area: 1,564 sqft

Kitchen

  • Level: First
  • Area: 130
  • Dimensions: 13x10

Living Room

  • Level: First
  • Area: 330
  • Dimensions: 22x15

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 182
  • Dimensions: 14x13

Property

Details

  • Parcel number: 412016201129
  • Zoning: RE1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting,Other,Sidewalk
  • On waterfront: Yes
  • Waterfront features: Lake,Waterfront

Lot

  • Lot size: 4,680 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$280$3,360
Property Taxes $209$2,508
Electricity $197$2,366
Total$2,202$26,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,497/yr
40% on housing$66,060/yr
45% on housing$58,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 34224$171
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 34224$200
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Listed for sale$299,997

New Construction

AgentAudrey Smith PA
BrokerageKELLER WILLIAMS ISLAND LIFE REAL ESTATE

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