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17821 SHADE TREE LOOP, Punta Gorda, FL, 33982

4beds
2baths
1,828sqft
$390,875
$214price/sqft
$2,687/moest. monthly cost
$107,480/yrincome needed

About This Home

Under Construction - The Palmetto Landing Community presents the Cali floor plan. Boasting a serene setting with a picturesque Lake view, this 4-bedroom, 2 bathroom, 2-car garage 1-story home offers not just a living space but an experience. With its modern amenities like Impact Windows, Gas Range, Tankless water heater, and high-end Cabinets paired with the elegance of quartz countertops and wood plank tile flooring throughout, every detail exudes sophistication. The open kitchen layout seamlessly flows into the spacious living and dining areas, ideal for hosting gatherings or simply relaxing in style. The property's potential for a future pool further elevates its appeal, offering a personal oasis right at home. Residents of Palmetto Landing can indulge in a plethora of community amenities, from the clubhouse's social and game rooms (with pool table & TV’s) to the resort-style beach entry pool with lap lanes and fitness center. With its convenient access to Babcock Ranch's shopping, dining, and entertainment options, this home is a harmonious blend of comfort and sophistication, promising a lifestyle of unparalleled convenience and luxury.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-521.0 mi
4/10
Punta Gorda Middle SchoolGrades 6-822.2 mi
4/10
Charlotte High SchoolGrades 9-1222.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Instant Hot Water,Microwave,Range,Refrigerator/Icemaker,Tankless Water Heater

Bedroom

  • Features: First Floor Bedroom

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining - Family

Features

  • Foyer,Smoke Detectors,Walk-In Closet(s),Additional Rooms - None
  • Door features: Impact Resistant Doors
  • Window features: Impact Resistant Windows
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Exhaust Fan,Gas,Heat Pump,Humidity Control

Interior Area

  • Total structure area: 2,201
  • Total interior livable area: 1,828 sqft

Kitchen

  • Features: Island, Walk-In Pantry

Property

Details

  • Parcel number: 422633103377

Features

  • Stories: 1
  • Pool features: Community
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Fresh Water,Lake
  • Frontage type: Lakefront

Lot

  • Lot size: 9,147 sqft
  • Features: Regular

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Inland Flooding
Strong Wind
Wildfire
Coastal Flooding
Drought
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,976$23,712
Home Insurance *$241$2,892
Property Taxes $273$3,276
Electricity $197$2,366
Total$2,687$32,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,125/yr
40% on housing$80,610/yr
45% on housing$71,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 33982$178
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33982$199
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$390,875

New Construction Spec

AgentCorey Wayland
BrokerageDR Horton Realty SW FL LLC

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