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42 Stewart St, Camden, NJ, 08105

5beds
2baths
1,676sqft
$170,000
$101price/sqft
$1,494/moest. monthly cost
$59,760/yrincome needed

About This Home

Calling all investors! Looking for your next project in a buyer sought after area? Check out this 5-bedroom, 2 full-bath modern farmhouse in the heart of Camden. Unleash the beauty and charm—and if you’re ready, build a new home right next to it on the extra-wide lot. The home offers an open floor plan with impressive ceiling height. Camden is growing, and the average market value for detached homes with a full driveway is on the rise, so you can command your price. The home has been fully gutted so you can immediately start your vision for this home. Seller started the permit process with Camden but did not complete it. Property is being sold strictly as-is; seller will not make repairs. Buyer is responsible for obtaining the Certificate of Occupancy. Seller ask that you use Brennan Title Abstract for closing. This property is boarded at the back door and you will need a star screwdriver to remove the board for entry. Don’t wait—schedule your showing today!

Getting Around

78
WalkingVery Walkable
44
TransitSome Transit
59
BikeBikeable

Schools

3/10
1/10
East Side High SchoolGrades 9-120.9 mi
3/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1909

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Other,Brick Front,Concrete,Masonry,Shingle Siding,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • 9'+ Ceilings,Dry Wall
  • Finished area below ground: 0
  • Finished area above ground: 1,676

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,676
  • Total interior livable area: 1,676 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 080114500001
  • Zoning: R2
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Wrap Around,Porch
  • Exterior features: Lighting,Play Area,Sidewalks,Street Lights
  • Fencing: Chain Link

Lot

  • Lot size: 3,999 sqft
  • Features: Adjoins - Open Space,Cleared,Open Lot,Rear Yard,SideYard(s)
  • Lot size dimensions: 40.00 x 100

Parking

  • Total spaces: 10
  • Parking features: Driveway,Enclosed,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$93$1,116
Property Taxes $349$4,188
Electricity $193$2,318
Total$1,494$17,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,222/yr
40% on housing$44,820/yr
45% on housing$39,840/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 08105$110
Camden County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 08105$174
Camden County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$175,000
2025-05-28Sold$134,000
2025-05-23Listed for sale$129,000
2025-05-13Contingent$129,000
2025-05-07Listed for sale$129,000

For Sale by Agent

AgentCarol Terrell
BrokerageKeller Williams - Main Street

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