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108 Neptune Avenue #C, Deal, NJ, 07723

2beds
3baths
1,662sqft
$1,975,000
$1,188price/sqft
$13,687/moest. monthly cost
$547,480/yrincome needed

About This Home

Location Location Location! Stunning townhouse on best block in Deal! Close to Houses of Worship and shopping! Beautiful modern design. House has 2 bed + bonus room 2 1/2 bath, living room with fire place, dinning room and new kitchen with new appliances, 2 nice size balcony and finished basement, one car garage. Must see! This won't last!

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
Deal Elementary SchoolGrades K-80.5 mi

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,662
  • Total interior livable area: 1,662 sqft

Property

Details

  • Parcel number: 11000860000000040000C0002
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Stories: 2
  • Exterior features: Balcony

Lot

  • Lot size: 871.20 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,986$119,832
Home Insurance *$990$11,880
Property Taxes $2,518$30,216
Electricity $193$2,318
Total$13,687$164,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$469,268/yr
40% on housing$410,610/yr
45% on housing$364,986/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,188This listing

vs Other Active Listings

Avg $/sqft

ZIP 07723$1,719
Monmouth County$424

vs Homes Sold Last Month

Median $/sqft

ZIP 07723$1,160
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$1,975,000
2025-08-05Sold$901,000
2025-07-03Pending sale$750,000
2025-05-07Listed for sale$750,000

For Sale by Agent

AgentDolly Sardar
BrokerageCathy Ades Real Estate LLC

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