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1654 Camp 20 Rd, Hovland, MN, 55606

2beds
0baths
704sqft
$149,000
$212price/sqft
$1,080/moest. monthly cost
$43,200/yrincome needed

About This Home

Welcome home to this 2 bedroom cabin that has been wired for electricity via generator in the woods retreat. This home has been built with quality throughout from the energy trusses to the 2 x 6 walls and will be able to feel the sturdiness as flooring will have 3/4 plywood sandwiching 2 inches of dense pink foam board. This flooring also doubles as efficiency to stay warm on cold winter nights with the Lopi stove. Surrounded by the Misquah Hills, Grand Portage State Forest, Spring water hole and minutes to Tom Lake Access for excellent walleye and brookie fishing. This lot offers a rare opportunity to enjoy pristine wilderness in a cozy cabin built to last and has a suana for those cold winter nights. The elevation of the Arrowhead area offers some of the best deep snow riding in Minnesota. Don't miss out on this exceptional property, perfectly positioned to offer both privacy and proximity to destinations for all outdoor enthusiasts.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Cook County Middle SchoolGrades 6-816.5 mi
7/10

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 2006

Materials

  • Construction materials: Wood,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Main
  • Area: 78.32
  • Dimensions: 8.9 x 8.8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Main level bedrooms: 1

Deck

  • Level: Main
  • Area: 140
  • Dimensions: 14 x 10

Features

  • Window features: Wood Frames
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 704

Heating

  • Heating features: Wood

Interior Area

  • Total interior livable area: 704 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 422.4
  • Dimensions: 22 x 19.2

Master Bedroom

  • Level: Main
  • Area: 88
  • Dimensions: 10 x 8.8

Sauna

  • Area: 96
  • Dimensions: 12 x 8

Property

Details

  • Parcel number: 553201300

Features

  • Patio & porch: Deck

Lot

  • Lot size: 15.27 Acres
  • Lot size dimensions: Irr

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Wildfire
Winter Weather
Inland Flooding
Tsunami

FEMA Declared Disasters in Cook County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$72$864
Property Taxes $85$1,020
Electricity $170$2,050
Total$1,080$12,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,028/yr
40% on housing$32,400/yr
45% on housing$28,800/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 55606
Cook County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 55606
Cook County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-02Listed for sale$149,000
2025-11-08Listing removed$174,900
2025-05-07Listed for sale$174,900

For Sale by Agent

AgentBenjamin Funke
BrokerageRE/MAX Results

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