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8318 Cooper Rd, Sebring, FL, 33870

3beds
2baths
0sqft
$45,000
--price/sqft
$490/moest. monthly cost
$19,600/yrincome needed

About This Home

This home comes fully furnished. Just pack your bags!! A beautiful front 3-season room and also a nice screen room located under the carport. Kitchen, dining area and living room have an open concept. Located in the quiet section of the community. Long driveway is able to fit 3-4 vehicles. It has a self cleaning oven, inside laundry ,ice & water dispenser on refrigerator, and all doors are extra wide for wheelchair access.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
5/10
Sebring Middle SchoolGrades 6-82.2 mi
3/10
Sebring High SchoolGrades PK,9-121.6 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 0

Property

Details

  • On leased land: Yes
  • Lease amount: 700

Features

  • Stories: 1
  • Patio & porch: Enclosed Porch,Screened Porch

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Highlands County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $227$2,724
Home Insurance *$41$492
Property Taxes $25$300
Electricity $197$2,366
Total$490$5,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$16,800/yr
40% on housing$14,700/yr
45% on housing$13,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33870$97
Highlands County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 33870$162
Highlands County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Price change$45,000
2026-01-13Price change$59,900
2025-09-08Price change$65,900
2025-07-10Price change$70,000
2025-04-18Price change$75,000
2025-04-02Price change$70,000
2025-03-20Listed for sale$75,000

For Sale by Agent

AgentBeth Ann Lee
BrokerageTown and Country MHE

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