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3445 Creek Path Rd, Guntersville, AL, 35976

5beds
3baths
2,779sqft
$599,900
$216price/sqft
$3,974/moest. monthly cost
$158,960/yrincome needed

About This Home

Beautiful, LAKE VIEWS, new construction that's move in ready in the heart of Guntersville City limits! This open concept home has almost 2800 sq ft of living space including 5 bedrooms, 3 bathrooms, vaulted ceiling in the living room, gourmet kitchen with granite countertops, natural gas stove, huge master suite with a full tile shower, soaker tub and custom master closet. LVP and tile throughout, natural gas tankless hot water heater and beautiful finishes throughout! All of this sits on a great corner lot, over an acre with year around breathtaking views of lake Guntersville! Ainsworth Homes provides 1 year builders warranty. One or more photos in this listing have been virtually staged.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
9/10
5/10
Guntersville High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes

Materials

  • Foundation: Slab

Other

  • Builder name: AINSWORTH HOMES, LLC.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Oven,Gas Water Heater

Bedroom2

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 144

Bedroom3

  • Features: Ceiling Fan(s)
  • Level: Second
  • Area: 121

Bedroom4

  • Features: Ceiling Fan(s)
  • Level: Second
  • Area: 144

Bedroom5

  • Features: Ceiling Fan(s)
  • Level: Second
  • Area: 276

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2+
  • Cooling features: Multi Units

Interior Area

  • Total interior livable area: 2,779 sqft

Kitchen

  • Features: Eat-in Kitchen,Granite Counters,Tile,LVP
  • Level: First
  • Area: 96

Living Room

  • Features: Fireplace,Recessed Lighting,Vaulted Ceiling(s),LVP
  • Level: First
  • Area: 304

Master Bedroom

  • Features: Ceiling Fan(s),Recessed Lighting,LVP
  • Level: First
  • Area: 204

Property

Features

  • Has view: Yes
  • View description: Bluff/Brow,Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Lake Guntersville

Lot

  • Lot size: 1.06 Acres

Parking

  • Parking features: Garage-Two Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Heat Wave
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$482$5,784
Property Taxes $149$1,788
Electricity $310$3,731
Total$3,974$47,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,251/yr
40% on housing$119,220/yr
45% on housing$105,973/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$238
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-09Price change$599,900
2026-03-02Price change$619,000
2026-02-06Price change$619,900
2025-05-08Listed for sale$620,000

New Construction

AgentRebecca Hinds
BrokerageAinsworth Real Estate, LLC

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